Dialogue Activities for ESL Students

Practicing dialogues is a great way for English students to test their skills and develop a better grasp of the language. Dialogues are useful for a number of reasons: Dialogues provide models on which students can base their own conversations.Dialogues force students to focus on language production in a way that helps them practice correct usage.Student-created dialogues can be used to encourage creativity.Dialogues can be used as a basis for listening to comprehension exercises. Using dialogues  to help students develop their  conversation skills  is a  common practice in most English classes. There are a number of different ways to go about incorporating dialogues into classroom activities. The suggestions below encourage students to role-play and practice new tenses, structures, and language functions. Once students become familiar with these new language elements, they can then use the dialogues as models to practice writing and speaking on their own. Vocabulary Exercises Using dialogues can  help students become familiar with standard formulas used to discuss different topics. This is especially helpful when practicing new idioms and expressions. While these expressions might be easy to understand on their own, introducing them through dialogues can help students immediately put the new vocabulary into practice. Divide students into pairs and give each pair a topic to talk about. Challenge each student to incorporate a few given idioms or expressions into their dialogue before time runs out. Gap Fill Exercises Dialogues are perfect for gap-fill exercises. For example, take a sample dialogue and delete keywords and phrases from the text. Choose a pair of students to read the dialogue to the rest of the class, then ask the other students to fill in the missing words and phrases. You can also have students create their own sample dialogues and quiz each other to see how well they can fill in the blanks. Dialogues for Role-Playing and Acting Having students  write dialogues for short scenes or soap operas helps them focus on correct expressions, analyze language, and develop their writing skills. Once students have completed their scripts, have them act out their scenes and skits for the rest of the class. Dialogue Dictations Have students write sample dialogues for popular TV shows such as The Simpsons or The Office. Alternatively, write a script together as a class, and have each student be responsible for a particular character. This exercise gives students time to  pay attention to details as the plot moves forward. Memorizing Dialogues Have students memorize simple dialogues as a way to help them improve their vocabulary skills. While old-fashioned, this type of rote work can help students build good habits as their English skills improve. Open-Ended Dialogues Create sample dialogues that show the words of only one speaker, then have students complete the dialogues using a list of responses youve provided. Another variation is to provide only the beginning or end of a sentence for each speaker. Completing this type of open-ended dialogue can provide a bigger challenge for upper-level English learners. Recreating Scenes Have students re-create their favorite scenes from different movies. Ask a group of volunteers to act out a scene in front of the class, then compare their version to the original.

Rhetorical Analysis Of Immigration Issue - Free Essay Example

Sample details Pages: 4 Words: 1185 Downloads: 2 Date added: 2018/12/14 Category Rhetoric Essay Type Research paper Level High school Tags: Economy Essay Immigration Essay Did you like this example? Deciding who is legitimate: News media farming of immigrants and refugees international journal of communication 11(2017) Canada has always been viewed in support immigrants and refugees owing to its relatively high immigration levels and comparatively favorable public opinion. According to International journal of communication 11(2017) Deciding whos legitimate: News Media Farming of Immigrants or Refugees , it is argued that Canadian support is uneven because they differentiate between economic immigrants and those who arrive on humanitarian grounds. This is also supported by an automated content analysis of Canadian print media coverage over a 10 year period ; an approach that allows a wide discourse capture and find distinctions between farming of immigrants and refugees .Here, immigrants are portrayed in economic terms, and whereas much focus is channeled towards the validity of refugee claims, potential security threats and the extent to which immigrants and refugees take advantage of social programs .Besides, more focus is given to the national rights of immigrants and refugees and that fa rming is viewed to be negative . Don’t waste time! Our writers will create an original "Rhetorical Analysis Of Immigration Issue" essay for you Create order The analysis here is sharply focused on illustration of the discursive distinctions that are drawn between immigrants and refugees coupled with their preferential hierarchy for the former over the latter. The authors of the Deciding who is legitimate: Media farming of immigrants or refugees believes that there is strong support and consistency for immigration in Canada as opposed to public opinion towards refugees which is more variable as their main voice concern over legitimacy of refugee claims and public discourse around refugees often link the refugees to security threats and abuse of social programs .The media have also been found to disproportionately channel much of its focus attention on the economic impacts of migration, the use of social services by migrants, multiculturalism considerations and especially since 9/11 and migrants as security threats .This media framing on migration is of great influence to public opinion due to its creation of interpretations of the immigration system example they can either portray it to be too lenient or not accommodating enough ;cue specific considerations like security, legitimacy or need. In order to address these limitations , the authors in the article have attempted to provide a longitudinal comparison with regards to medias framing of immigrants and refugees. This, has been demonstrated in the article by use of a detailed content analysis for examination of local and national print media framing of immigrants and refugees from 2005 to 2014.The local analysis coverage two targets of Canadians largest refugee receiving cities : Toronto and Vancouver analyses examination on whether print media coverage of refugees and by extension public discourse has become more negative in the past ten years .Secondly, this in comparison with the tone coupled with frequency of immigration related coverage and thirdly, how the framing of immigration and refugee related coverage varied over time ,geography and ethnicity of immigrants. The article attempts rhetorically articulate that immigration is typically positioned as an economic imperative rather than a humanitarian or a social endeavor. This is owing to its reflection in the composition of immigration and refugee intake coupled with its reflection on Canadians acceptance of immigration that is fundamentally tied to economic considerations. Public opinion indicates that the decline in Canadian saying that immigration levels are too high has roughly coincided with a sharp increase in the number who say that the economic impacts of immigration is positive .In 1993, 56% of Canadians concurred that immigration had a positive economic impact and the number rose to 82% by 2015.The authors rhetorically explain that even though migration levels have generally increased since 1980s , refugee levels have declined. As a result, both proportionately and in real numbers, Canada has witnessed a slow increase in skill-based admission of immigrants, and with a pro portional decrease in the number of refugees admitted. A quarter of Canadians believe that immigrants take jobs away from Canadians; a sizeable lower number that one would expect given that economic competition is one of the principle motivators of opposition toward immigration. This aspect can be countered by more than half of the Canadians who believe that many refugee and immigrant claims are false or illegitimate .In a nut shell, although Canadians are open to immigrants as economic contributors, they are much more skeptical about the legitimacy of refugees .This is owing to their perception that immigrants are net economic contributors and they arrive through lengthy bureaucratic channels. How Democrats Lost Their Way On Immigration July/August 2017 A decade ago, American liberals publicly questioned in many shocking ways. In this article, the author uses quotes like `Illegal migration wreaks havoc economically ,socially , and culturally; makes a mockery of the rule of law ; and is disgraceful just on basic fairness grounds alone` Another quote also put across by the author written by a liberal columnist is that ` immigration reduces the wages of domestic workers who compete with immigrants..`the fiscal burden of low wage immigrants is also pretty clear`. These quotes are used to bring to the audience an understanding that there is need for reduction of inflow of low-skill immigrants. A decade ago, prominent liberals did not oppose immigration. Instead, they had acknowledged its benefits to the American economy and culture with support for undocumented citizenship. However, later on, they routinely asserted that low-skilled immigrants depressed the wages of low-skilled American workers and strained American welfare state. I n addition, today, they say that they cannot continue to allow people to enter the United States undetected , undocumented ,and unchecked as those who enter the countrys boarders illegally and those who employ them disrespect the rule of the law. By 2006, the partys Americas immigration system was described to be problematic by the partys platform. And this focused almost entirely on the forms of immigration enforcement that were opposed by the Democrats .The 2008 platform in its immigration section ,people entering the country were considered as `illegal` .This was coupled with the idea that Krugman wrote citing the high increase in the number of low skill workers relative to the other inputs into production resulting to a fall of wages courtesy to the large number of immigrants. The article also attempts to create a critical analysis on terms economists who differ about the extent of immigration damage. They cite that immigration hurts the Americans with whom immigrants compete against ; and since more than a quarter of Americans recent immigrants lack even a high school diploma or its equivalent, immigration particularly hurts the least educated native Americans workers. In conclusion the author of the article in his summery says that a way of mitigating this problem would be scrapping off the current system which allows immigrants living in the U.S. to bring certain close relatives to the country , in favor of what Donald Trump in February called `merit based` approach that prioritizes highly skilled and educated workers . However ,the liberals critique this idea as an act of cruelty as it denies the immigrants in the U.S the ability to reunite with their loved ones besides flouting the countrys best traditions. REFERENCES Deciding who is legitimate: News Media Framing of Immigrants and Refugees .International Journal of Communication 11(2017) How the Democrats Lost Their Way on Immigration ,July/August 2017

Eastern Religious Philosopher Quotations Free Essays

CheckPoint: Eastern Religious Philosopher Quotations Siddhartha Gautama Buddha – â€Å"Health is the greatest gift, contentment the greatest wealth, faithfulness the best relationship. † oI chose this quote because Siddhartha devoted his life to find balance and clarification. He grew up with wealth and being shielded from human suffering, and wanted to search for something deeper. We will write a custom essay sample on Eastern Religious Philosopher Quotations or any similar topic only for you Order Now This quote shows that he found something deeper from the materialistic life he led early on (s9. com, 2009). Lao Tzu – â€Å"To know that you do not know is the best. To pretend to know when you do not know is a disease. o Tzu believed that even the wisest of humans is still ignorant, and this quote reflects that thought process. He was very interested in how we should live and different ways that a good society is governed. This quote reminds us that we can always be open to learning and discovering even when we think we have mastered something (Axia College, 2008). Chuang Tzu –†Do the clouds make rain? Or is it the rain that makes the clouds? What makes it descend so copiously? oTzu believed that life was temporary and that pursuing wealth was acting in vein and foolish. He felt that this pursuit distracted a person from truly seeing the world and its meaning. Tzu wanted to look at nature from a different perspective, and by asking the questions in his quote enabled a deeper look into this idea (Chebucto, n. d. ). Confucious – â€Å"What you do not want done to yourself, do not do to others† oConfucious taught that to establish one’s own humane character was important and could be done by following positive role models from the past. People can always better themselves through learning and servicing others. It makes sense that a man who believes these principles would quote such a simplistic, yet profound statement (Axia College, 2008). Mencius -â€Å"With proper nourishment and care, everything grows, whereas without proper nourishment and care, everything decay† oI chose this quote for Mencius because he felt that if people wanted to become a better person, they would have to make the choice to transform their life. He thought that anything can thrive if given the proper care, and was optimistic about humans and their potential (Axia College, 2008). Hsun Tzu – â€Å"If there is no dull and determined effort, there will be no brilliant achievement. oTzu took portions of Taoism with Confucianism and added his own beliefs which are known to be a bit more pessimistic. Tzu founded a school and some of his students were philosophers and the future prime minister of Ch’in. It is no wonder that he would emphasize that effort is needed to attain achievements (Bookrags, 20 05-2006). Hui Neng – â€Å"If we are treading on the path of enlightenment we need not be worried by stumbling blocks. Provided we keep a constant eye on our own faults we cannot go astray from the right path† oHui Neng’s quote reminds me of the underdog winning a game. Considering he was illiterate and yet can have impressed his patriarch to be his successor is unbelievable. This quote exemplifies that although there will be difficulties in our lives we should continue to improve ourselves and recognize our faults (Bookrags, 2005-2006). Dugan Kigen – â€Å"Rejoice in your birth in the world. † oI like this quote from Dogen because he believed in practicing to achieve a â€Å"joyful life†. Even though there will be pain and suffering in the world, if you are to live life according to the Tao, life can still be joyful (Axia College, 2008). Murasaki Shikibu – â€Å"To be pleasant, gentle, calm and self-possessed: this is the basis of good taste and charm in a woman† oMurasaki was a female author that inspired many with her writings. This quote best represents her ideas feelings that although women were looked upon as non-equals to men, they can still pursue philosophical enlightenment (Axia College, 2008). Yamaoto Tsunetomo – â€Å"There is nothing so painful as regret† oYamaoto followed a Samurai tradition and believed we live in a world with change that is unpredictable and constant. Being prepared for these changes and anticipate problems will help to lessen pain and regret. References Axia College. (2008). Eastern Influences. Retrieved from Axia College, PHI105 – Introduction to Philosophy website. Bookrags. (2005-2006). Hsun-tzu Biography. Retrieved from http://www. bookrags. com/biography/hsun-tzu/ Chebucto. (n. d. ). Chuang Tzu: The Next Voice. Retrieved from http://www. chebucto. ns. ca/Philosophy/Taichi/chuang. html s9. com. (2009). Siddhartha Gautama. Retrieved from http://www. s9. com/Biography/Buddha How to cite Eastern Religious Philosopher Quotations, Papers

Multinational bank and the global financial - Myassignmenthelp.Com

Question: Discuss about The determinant of vulnerability to global. Answer: Introduction: The aim of the assignments is to evaluate the overall impact of financial crisis on companys performance and country's economic condition. The assessment mainly identifies the overall causes of financial crisis, which led to the decline of world financial market. In addition, assessment also aims in identifying the possibility of another global financial crisis with could incur in future. Moreover, the impact of financial crisis on the economic condition of Australia also analyzed, which could help in identifying the problems faced by Australian companies. Furthermore, the relative measures taken by the Australian government for curbing the overall financial crisis is also depicted in the assessment. Discussing the possible causes of the financial crises: There were many factors which could be identified as be possible cause for the rise of the financial crisis. These factors are depicted as follows which paved the way for financial crisis. Increment in interest rate: The rise in interest rates was one of the main factors that led to the rise of 2007 financial crisis. The rising interest rates directly increased the overall payments that were conducted on mortgages, which in turn increased installment value of the borrower. This increment in the overall interest payment lead to mass defaulting of borrowers due to unavailability of relevant income to support the expenses. Previously the overall interest rates maintained by FED was low as compared to the industry during the financial crisis. The interest rate during the financial crisis mainly rose to the levels of 5.25%, which was substantially high and increased default rate from borrows (Armantier et al. 2015). This high default rate from mortgage borrowers directly reduced credit rating of the mortgage Bond held by Financial Institutions. They were not able to acquire the required level of payments from there borrowers, which in turn hampered the capability to smoothly conduct the operations. Increment in securitization of funds: The second major factor which boosted the rise of financial crisis was the securitization funds that was conducted by Financial Institutions. In addition, the use of mortgage backed securities and credit default swaps securities was used by the financial institution to convert bank loans into mortgage bonds, which was then resold in the financial market. The provision that was provided to Financial Institutions to convert their loans into one mortgage bond, which was rated by credit agencies. Companies were buying the Mortgage bonds such as MBS and CDS, as AIG Insurance Company supported them. The use of credit default swaps was mainly helpful to bank in generating adequate capital for supporting more loans. problems related to securitization mainly increased when credit rating on mortgage bonds work fixed by banks, which led to the accumulation of junk securities in portfolios of organization (Benetrix, Lane and Shambaugh 2015). Therefore, the start of default rate by borrowers decl ined value of assets and revenue generation capacity of companies, which led to the augmentation of financial crisis. Deregulation of different laws: The deregulation of different laws in US mainly reduced the restrictions on banks, which led to the unethical measures conducted by financial institution to support their profit goals. The deregulation of Glass Steagall Act of 1933 and Commodity Future Modernization Act mainly led to the foundation of the financial crisis. These deregulations directly reduced control on banks who accumulated high risk assets and raise their risk to reward ratio (Drydakis 2015). Now the banks were accumulating high risk assets, which they eventually traded in capital market to acquire additional funds to increase their profitability. The deregulations conducted by the US government mainly allowed Financial Institutions and banks in US to accumulate high debt, which could be seen during the financial crisis. Increment in growth of subprime mortgages: The last factor that could be identified as the overall measure, which led to the rise of financial crisis, where the incremental subprime mortgages. Due to the regulations of US, government banks were able to eliminate the read lines in poor neighborhood and provide loans to everyone in US. The enforcement of financial institution Reform recovery and enforcement act directly reduced overall regulation on US banks. Bank such as Fannie Mae and Freddie Mac were mainly responsible for converting the bank loans into mortgage bonds, which were then sold in secondary market. This adequate increment in ability of the banks to raise funds to support their operations without attaching with relevant risk directly increased operational capability of US banks (Feldkircher 2014). The banks were able to accumulate loan, which were then transferred to Fannie Mae and Freddie Mac, who are responsible to convert these loans into mortgage bonds and sell them in secondary market by providing the bank wi th additional capital to support the financial activities Identifying possibility in the second occurrence of GFC: There is a possibility that the Great Financial Crisis incurred during 2007 could occur or repeat itself again in future. This statement is mainly concluded after seeing the overall problems incurring all around the world. The measures that was used by US and other countries to control the great financial crisis was not adequate, as the actual problem was not controlled by the government (Floyd, Li and Skinner 2015). This could eventually result in future problems that might incur in financial sector of the world. After 2012 small recessions could be seen during 2013 and 2016, which was led by low financial capability of developed countries in controlling their debt. The 2012 recession was mainly conducted, due to the weak measures taken by government for controlling recession in 2008. Whereas. the 2016 recession came due to the debt obligation of Greece, as they were going to default in their payment. Reducing oil prices: The second factor that could be identified as the declining oil prices all around the world, which is relatively due to reduce demand from manufacturing and production companies. previously the amount of oil usage in manufacturing and production sector was immensely high. which was driving maximum of the world economy (Goh et al. 2015). However, declining oil prices is substantially worsening the problems of oil producing countries, which is reducing the ability to generate adequate cash flow to support the activities. this could eventually increase the chance of default by many countries on their debt payments due to reduction in their profits. Problems in Chinese economy: From the evaluation of different news, it is assumed that Chinese economy has been declining over the past few years due to slow growth in manufacturing. Chinese government is involved in inflating there share market by continuously forcing investors to increase value of the shares (Haas and Lelyveld 2014). This trend as assumed by different economics and analyst is relatively to end due to the pressure from external forces such as global market. This would eventually argument second financial crisis, which would engulf financial sector of the whole world. High increment in debt accumulation by countries: Third factor that is the pricing that accumulation conducted by countries such as Greece and other developed Nations. these countries are mainly increasing the debt accumulation to support their capital expenditure, while the actual income is relatively low in comparison to the expenses incurred each fiscal year. The debt accumulation of USA is relatively higher then maximum of the countries all around the world,if the government is not able to pay the debt then a second session could start and trigger financial meltdown of the hold world (Helleiner 2014). Depicting the impact of GFC on other countries and in Australia: The great financial crisis had negative impact on many countries all around the world, as it affected financial capability of US banks to drive growth. United States is mainly considered to be one of the major importers of good all around the world and the rise of the financial crisis from US mainly impacted the entire financial sector of the world (Lahmiri 2015). The financial crisis had impact on both developed and developing countries similarly, as the financial sector liquidated due to low credit availability. The impact of financial crisis on the economy of different countries are depicted as follows. Problems reason in developing countries from financial crisis: Developing countries mainly rely on Foreign direct investments that is provided by developed countries. The reduction in financial capability of developed countries due to lack of adequate capital provided by banks. This lead to mass selling in developing countries where foreign direct investments were conducted, as investors from developed countries needed capital to ensure their continuity (Luchtenberg and Vu 2015). This mass selling mainly hampered performance of the capital market, which in turn reduced growth prospects for developing countries. Problems faced by developed countries: Banks present in developed countries mainly had investments in mortgage bonds, which was portrayed by US banks. This excess exposure to in US mortgage Bond mainly increased losses of these banks in developed countries, which in turn declined their Financial condition. Developed countries due to free trade policies were greatly impacted by the fall of major companies in US, which were interrelated to their import and export system (Nelson and Katzenstein 2014). Economics developed countries are interrelated, which directly affected financial capability of companies and negatively resulted on the capital market. Impact of financial crises on Australia: The financial crisis mainly hampered economic condition of all the countries around the world, among which Australia is also listed. Australian economy during the financial crisis took a deep steep, which directly resulted in liquidation and closing of major firms. Companies were mainly not able to generate higher returns due to the excessive selling pressure portrayed by investors. Companies in Australia mainly lost control over their debt accumulation, which declined actual share value of the company. Many jobs in Australia were lost due to the augmentation of financial crisis, as companies were not able to survive during the credit stagnation period. Australian companies such as BHP Billiton, Woolworths, we farmers and other branded companies faced losses during the financial crisis (Pianeselli and Zaghini 2014). This negatively impacted the overall capital market of Australia, which further hampered progress of small and medium companies. Many small and medium company owners were forced to liquidate due to cash stagnation in the financial sector. Depicting the proposed reforms used in controlling the financial crisis: Adequate reforms were actually presented during the financial crisis which help in reducing the negative impact of the crisis. Relevant acts and preventions were conducted by the US government, which was followed by maximum of the countries all around the world. The financial injection was inputted by the government in their economy to boost their financial sector and improve credit abilities of banks (Rajmil et al. 2018). Taxpayers money was used to fuel the economy once more, as it helped in improving the financial position of Companies. The US government mainly used Housing and Economic Recovery Act 2008 for reducing the negative impact of financial crisis, where $300 billion worth mortgage was insured. This insurance was mainly provided by the US government with the help of FHFB, OFHEO and GSEs, which help in reducing the negative impact of the financial crisis. The insurance conducted by the US government mainly helped in stabilizing the housing sector, which was collapsing due to unstable payments (Reddy et al. 2014). Control on lending practices was so implemented by the US government, which helped in reducing the risk accumulation that was conducted by banks and Financial Institutions. The regulation mainly aims and impacting the overall lending practices of banks and Financial Institutions, which was the main reason behind the rise of financial crisis. Adequate measures were taken by the Federal Reserves, as the first step towards financial crisis was created by them (Treeck 2014). The increment in interest rates conducted by FED was the main reason behind the default in mortgage bonds. Hence, for curbing the financial crisis FED directly reduced interest rates and provided adequate credit to the Financial Institutions. Conclusion: The assessment is mainly focused on identifying the overall impact of financial crisis on economic condition of different countries. Financial crisis evaluation is conducted adequately in the current assessment, which could help in identifying relevant factors which led to the rise of the crisis. In addition, relevant measures that was taken by government to control and reduce the negative impact of financial crisis is also directed.Moreover, it could be understood that next financial crisis is upon us, as the financial sector has not been strengthened by the measures used by government on previous financial crisis. Therefore, it is a possibility that the financial crisis might occur in future due to a weak financial position of countries such as Greece. Reference: Armantier, O., Ghysels, E., Sarkar, A. and Shrader, J., 2015. Discount window stigma during the 20072008 financial crisis.Journal of Financial Economics,118(2), pp.317-335. Bntrix, A.S., Lane, P.R. and Shambaugh, J.C., 2015. International currency exposures, valuation effects and the global financial crisis.Journal of International Economics,96, pp.S98-S109. Drydakis, N., 2015. The effect of unemployment on self-reported health and mental health in Greece from 2008 to 2013: a longitudinal study before and during the financial crisis.Social Science Medicine,128, pp.43-51. Feldkircher, M., 2014. The determinants of vulnerability to the global financial crisis 2008 to 2009: Credit growth and other sources of risk.Journal of international Money and Finance,43, pp.19-49. Floyd, E., Li, N. and Skinner, D.J., 2015. Payout policy through the financial crisis: The growth of repurchases and the resilience of dividends.Journal of Financial Economics,118(2), pp.299-316. Goh, B.W., Li, D., Ng, J. and Yong, K.O., 2015. Market pricing of banks fair value assets reported under SFAS 157 since the 2008 financial crisis.Journal of Accounting and Public Policy,34(2), pp.129-145. Haas, R. and Lelyveld, I., 2014. Multinational banks and the global financial crisis: Weathering the perfect storm?.Journal of Money, Credit and Banking,46(s1), pp.333-364. Helleiner, E., 2014.The status quo crisis: Global financial governance after the 2008 meltdown. Oxford University Press. Lahmiri, S., 2015. Long memory in international financial markets trends and short movements during 2008 financial crisis based on variational mode decomposition and detrended fluctuation analysis.Physica A: Statistical Mechanics and its Applications,437, pp.130-138. Luchtenberg, K.F. and Vu, Q.V., 2015. The 2008 financial crisis: Stock market contagion and its determinants.Research in International Business and Finance,33, pp.178-203. Nelson, S.C. and Katzenstein, P.J., 2014. Uncertainty, risk, and the financial crisis of 2008.International Organization,68(2), pp.361-392. Pianeselli, D. and Zaghini, A., 2014. The cost of firms debt financing and the global financial crisis.Finance Research Letters,11(2), pp.74-83. Rajmil, L., de Sanmamed, M.J.F., Choonara, I., Faresj, T., Hjern, A., Kozyrskyj, A.L., Lucas, P.J., Raat, H., Sguin, L., Spencer, N. and Taylor-Robinson, D., 2014. Impact of the 2008 economic and financial crisis on child health: a systematic review.International journal of environmental research and public health,11(6), pp.6528-6546. Reddy, K.S., Nangia, V.K. and Agrawal, R., 2014. The 20072008 global financial crisis, and cross-border mergers and acquisitions: A 26-nation exploratory study.Global Journal of Emerging Market Economies,6(3), pp.257-281. Treeck, T., 2014. Did inequality cause the US financial crisis?.Journal of Economic Surveys,28(3), pp.421-448. Vazquez, F. and Federico, P., 2015. Bank funding structures and risk: Evidence from the global financial crisis.Journal of banking finance,61, pp.1-14.