Mediation Effect of Tqm Technical Factors In Excellence Management Sys

Questions: Exploration each term utilizing the DWC Virtual Library and sources from the suggested readings. Clarify how each term is utilized by administrative bookkeepers in the business condition. Give a model in your own words for every definition. Answers: Definitions and Examples: 1) Activity-Based Costing Action Based Costing is considered as the procedure of costing, which helps in perceiving the exercises of the association and apportioned explicit expense for every one of the exercises. Model: Figure 1: Example of Activity-based Costing (Source: Zhang, Hoque Isa, 2015) 2) Balanced Scorecard The parity score card is related with the administration and key arranging framework, which is broadly utilized in the business or business government, particularly, in the non-benefit association. Model: A portion of the elements are related in introducing the instances of Balance Scorecard. These elements are Finance, learning and development, inner business procedure, and client. 3) Certified Management Accountant Ensured Management Accountant is an assignment given to a particular individual who exhibits the absorptions of blended skill and budgetary bookkeeping to increase the value of the key administration process. Model: The ensured bookkeeper who helps in the dynamic procedure with respect to the budgetary parts of the association. 4) Continuous Improvement The persistent improvement is considered as a progressing procedure for improving the procedure, items, or administrations of an association. Model The persistent improvement can be two sorts, for example, gradual improvement and advancement improvement. 5) Cost-Benefit Analysis The money saving advantage examination is a procedure embraced for investigating the business choices. Model The money saving advantage examination procedure can be related in time of undertaking the applicable cost related activities to enhance the business gainfulness. 6) Cost Drivers Cost drivers is considered as a factor that contributes the costs of business activities. Model: Figure 2: Examples of Cost Drivers and Variability (Source: Rothaermel, 2015) 7) Cost of Goods Manufactured The term alludes to the costs that are should have been contributed while assembling of the merchandise or administrations. Model The costs associated with the assembling procedure are indicating the expenses of work, crude materials, conveyance charges, bundling, and apparatus costs. 8) Cost of Goods Sold Machine gear-pieces is encouraging the immediate selling of the merchandise by an association. Model Figure 3: Example of COGS (Source: Fan Liu, 2015) 9) Direct Costs The immediate expenses are alluding the costs engaged with the costs of materials, work charges, and different procedure of the creation house. Model The immediate work charge, commissions of the materials, producing supplies, and piece rate compensation are the immediate expenses. 10) Direct Labor The work related in the upkeep, managerial, and other assistance divisions are named as Direct Labor Model Individuals who are fabricating the nourishments or benefits and keeping up the exercises of the associations are considered as the immediate work of an association. 11) Fixed Costs The steady and fixed costs associated with the companys creation are considered as the fixed expenses Model Models are the rents, credit installments, and protection premium. 12) Indirect Costs The costs that are not straightforwardly appended to the bookkeeping factors for any task or movement are named as backhanded Costs. Model Expenses of the venture, capacities, office or items 13) Indirect Labor Aberrant works are determining the went through hours on a specific movement or venture, which has not been followed beforehand. Model Buying staff, Production Supervisor 14) Just-in-Time (JIT) Production System The procedure is principally utilized in expanding the effectiveness and diminishing the measure of wastages by accepting the quality measure of products according to the necessities. Model Figure 4: Example of JIT creation (Source: Chen Sarker, 2015) 15) Opportunity Costs Opportunity cost is deciding the choices during the hour of choosing any other option. Model Figure 5: Example of Opportunity Costs (Source: Garciaà ¢Ã¢â€š ¬Ã‚ Castro Aguilera, 2015) 16) Period Costs The period costs are related with the selling functionalities of the business by deciding the managerial purposes. Model Selling costs, deterioration cost, promoting costs 17) Product Cost The item cost is creating the possibility of the expenses related during the assembling of any item. Model Crude materials, processing plant deterioration, work charge 18) Sunk Cost Sunk Costs are alluding to the costs that have been caused and can't recuperate. Model Future costs, planned expenses 19) Total Quality Management (TQM) The methodology of the administration in deciding the drawn out progress through accomplishing the consumer loyalty is considered as Total Quality Management. Model Figure 6: Example of TQM (Source: Calvo-Mora et al. 2014) 20) Variable Costs The costs engaged with the creation volume are considered as factor costs. Model Direct Materials, Commissions, Piece rate Labor References Calvo-Mora, A., Ruiz-Moreno, C., Picn-Berjoyo, A., Cauzo-Bottala, L. (2014). Intervention impact of TQM specialized factors in greatness the board systems.Journal of Business Research,67(5), 769-774. Chen, Z., Sarker, B. R. (2015). Improvement of multi-stage JIT creation estimating choice: brought together and decentralized models and algorithms.International Journal of Production Research,53(20), 6210-6230. Fan, Y., Liu, X. K. (2015). Misclassifying Core Expenses as Special Items: Cost of Goods Sold or Selling, General, and Administrative Expenses?.Contemporary Accounting Research, Forthcoming. Garciaà ¢Ã¢â€š ¬Ã‚ Castro, R., Aguilera, R. V. (2015). Gradual worth creation and allotment in a world with numerous stakeholders.Strategic Management Journal,36(1), 137-147. Rothaermel, F. T. (2015).Strategic administration. McGraw-Hill. Zhang, Y. F., Hoque, Z., Isa, C. R. (2015). The Effects of Organizational Culture and Structure on the Success of Activity-Based Costing Implementation. InAdvances in Management Accounting(pp. 229-257). Emerald Group Publishing Limited.

Can You Earn a Living as an Administrative Freelancer

Would you be able to Earn a Living as an Administrative Freelancer Numerous individuals have found that filling in as a consultant on the Internet or in an office gives greater adaptability in business and permits laborers to single out the occupations they need to do. Managerial specialists find that they can likewise apply their office abilities to win a living like an in-house worker. Since most people functioning as heads have abilities in various regions, they can pick whether to focus on one region, for example, accounting, or work in a few distinctive areas.How to Start Out as an Administrative FreelancerYou can look for some kind of employment as a regulatory specialist by utilizing your aptitudes. Consider the abilities you have and make a rundown. Incorporate what you appreciate doing the most and what you are best at doing. Do you appreciate client assistance, bolster ventures identified with deals or the executives, bookkeeping, planning or different aspects of regulatory work? Doing quests for new employment in every zone broadens your latent capacity work base and offers you the chance to single out the occupations you like the best.Finding WorkThe first thing an independent laborer has to know is the place to secure positions. The Internet extends to numerous employment opportunity destinations to look for independent work, publicized by various organizations. There are likewise destinations that offer various postings from various organizations that you can look. TheJobNetwork looks numerous destinations for you and sends you the postings as alarms so you dont need to carry out the responsibility chasing yourself.Write a New ResumeA independent clerical specialist can target occupations identified with their abilities and experience. Be that as it may, the occupations you apply for may need somebody fit for doing explicit kinds of regulatory work. Utilizing an expert format to compose your resume can give you a lift by utilizing various organizations, designs and substance to go after specific sorts of position s. For example, on the off chance that you are going after a job as a specialist who sets up gatherings and keeps the every day office plan, you can review a resume designed for that position. An employment opportunity for office bookkeeping work can require an alternate approach.What Information to Include in Your ResumeThe sort of data and style you use in a resume relies upon your inclination. A person who has been scanning for a vocation for a while or who has business holes in the work history might not have any desire to remember dates for a resume. Likewise, a specialist with little experience may want to leave the dates of work off. A useful resume of this sort can feature your aptitudes and experience without uncovering holes in the work history.Making a Living as an Administrative FreelancerWhen choosing to accept a position, remember that as a specialist you will be paying your own independent work charges and different costs that may have been dealt with by your supervis or in a standard activity. One approach to choose the amount you should charge for your administrations is to glance in your general vicinity at the compensations extended for that kind of employment opportunity. Incorporate an overall revenue, cash to settle charges and social insurance and different costs that you will be paying yourself. In any case, you have to remember that in the event that you are telecommuting and can save space for an office, you may have charge findings from your independent work that will bring down your net income.Searching for occupations utilizing TheJobNetwork stage makes it advantageous to do. Put in your qualifications and the sort of employment you are searching for and TheJobNetwork accomplishes the work. It look through numerous locales utilizing your models and messages alarms to tell you an occupation has been found. TheJobNetwork positions the activity so you can tell how intently it meets your desire.

Interview with Influencer Jomely Breton

Interview with Influencer Jomely Breton Instagram Influencer Jomely Breton on College, Inspiration, and Achieving Your Dreams Instagram Influencer Jomely Breton on College, Inspiration, and Achieving Your Dreams Join us for our new podcast, “Student Influencers”! In this podcast series we interview current and former university and college students about their lives during and post-graduation. Listen along as we speak to students from across the world who have created a side-hustle working as social media influencers while attending classes. Tune in to hear how they organize their busy schedules, keep motivated and what drives them to pursue their passions. Learn along with us as we check in with these inspiring up-and-comers. On the first episode of Student Influencers, we had the opportunity to speak with an inspiring young woman who has a penchant for planning, a passion for photography, and a desire to make the world a better place. Believe You Can and You’re Halfway There “Believe you can and you’re halfway there.” Theodore Roosevelt These words frame Jomely Breton’s high school yearbook picture, and she continues to live by them two years later. Throughout her life, she has believed in herself, and it shows. She is a young, vibrant woman on a mission to achieve her goals and to inspire everyone around her to do the same. When I spoke with her on the phone, her upbeat energy was contagious, and I left the call with a renewed sense of empowerment. Jomely describes her life as a ‘long story’ despite her age. Though I got the sense that she had experienced some difficulties in her life, her positivity was unwavering. When I asked about her life story, she said, “I was a little girl in a foreign country with big dreams that never gave up. To this day that little girl has accomplished all of her goals, and there are many other goals she hopes to achieve. She believes she can do it.” In her young life, Jomely has moved around many times. She grew up in the Dominican Republic and moved to the United States when she was 11 years old. Following some time in NYC, Jomely completed her high school years in Boston, Massachusetts. Now, she attends college in Florida at the University of Tampa. She cites two of the primary reasons for choosing U of T as the warm weather and their prestigious business program. Achieving Dreams Through Practical Means Jomely is not just an inspiring woman; she is also high achieving and intelligent. So far she has reached her goal of getting straight A’s in all her courses in her junior year as a marketing major. Jomely’s success is partly due to her strict study schedule and the lessons she’s learned along the way as a student. Jomely says that she lives by a “planner, calendar, and alerts.” She even has her friends send an electronic invitation to spend time with her so that she can maximize downtime while maintaining productivity on days where school is the priority. She tells me that she learned to time manage so well because she quickly realized that procrastination would not get her anywhere. Jomely reminds other students, “One thing is: do the homework before it piles up. Dont procrastinate, do your homework because youre going to end up with no sleep, bags under your eyes, and a lot of caffeine in your system if you dont.” When she isn’t spending scheduled time with friends, or studying in advance for upcoming tests, Jomely can be found providing support for students on campus as a Resident’s Assistant. Jomely takes pride in being able to share her experiences and be a supportive person for new students. For someone who once considered themselves an introvert, Jomely has developed her extroverted side and now finds strength in being there for others. “I consider myself an extrovert now. I love making connections. I go up to strangers. If I see somebody walking around with a camera or talking about photography, if I see someone with a specific book, I ask about it. If Im sitting in a coffee shop and I see you struggling with homework, I ask: do you need help?” Using an Instagram to Inspire Jomely extends her warmth and caring personality in the online world as well through her Instagram account which she has grown to 19.2K followers from around the world. She developed her interest in social media through her passion for modeling and photography, “Thats how it all got started, I was having fun with my camera, and then a local brand reached out to me while I was walking in the park. They asked me to do a photo shoot, and thats how the whole Instagram modeling kind of started for me.” When she first began modeling online, she did not consider herself an influencer, however, now Jomely recognizes that she can use her platform for social change by creating connections with others. While her account once focused primarily on fashion and clothing, Jomely has shifted her focus towards socially relevant content. She fuels important discussions for young women related to scars on her body. After posting an image about her scars, Jomely says many people reached out to her saying they had a similar experience. As a woman of color, Jomely has naturally curly, textured hair. She wears her hair naturally intentionally because she knows she has an influence. She hopes to demonstrate the beauty of natural hair and empower other women of color to embrace their appearance. A Favorite College Memory: Red Bull Can You Make It Jomely did not disappoint when asked to share one of her favorite memories from college so far. “My favorite memory in college was when I had the opportunity to go to Europe for a full week to compete with other college students.” Jomely had the chance to participate in an incredible backpacking trip hosted by Red Bull called Red Bull Can You Make It. The contest aimed to team up with other college students to navigate a series of challenges without the use of phones or cash. Cans of Red Bull were the only form of currency the teams were permitted to use to secure everything from lodging to transportation and food. After winning a local contest, Jomely’s group, Young Dreamerz, went on to compete with teams of young people from across the world. She calls the experience, “humbling” as she said it taught her to use her skills and the power of story to navigate the challenges. She says that she feels her team was effective because they were able to put all their skills together. They even managed to stay a few nights in 5-Star hotels! College is a Learning Experience Jomely is conscious that life is a learning process. She sees the bigger picture when it comes to college and suggests that it is an opportunity for learning and growth. She tells other students to enjoy their time in college, “I highly recommend enjoying the little things. Enjoy every moment, enjoy all the friends you make because college only happens for four years. For a lot of people just once. Its a once in a lifetime experience.” Jomely’s enthusiasm can only truly be captured in audio format, so if you’re interested in hearing her speak about her journey, make sure to check out our podcast here on Anchor. Like Jomely, we truly feel that university is an experience, a part of life’s journey that can teach you about yourself and give your life meaning. We believe that storytelling is a means to help like-minded people to connect across distance and difference. The conversation with Jomely was inspiring and uplifting, and just before we ended our talk, she offered her support to any students out there who are experiencing challenges of any kind. This is what we hope to do with this new podcast, Student Influencers. We will talk to successful student influencers who will tell their stories of struggle and triumph and then share these insights with you! To follow along please visit our Anchor site and stay tuned for future episodes. Read the full Transcript here: Cath Anne: [00:00:00] So, Hello friends and welcome back to The Homework Help Show hosted by Homework Help Global. Today were doing something a little different. We have Jomely here with us today, a student at University of Tampa and freelance model in Tampa Florida. Welcome Jomely. Jomely: [00:00:24] Were so happy to have you with us here today. And were going to talk a little bit about your journey as a student as well as your journey as an Instagram influencer and online personality. So, just a start off, I noticed that youve made a career for yourself on Instagram with 19.2K Followers you might have more than that at this point. Cath Anne: [00:00:53] Your photos are absolutely amazing. Can you tell us a little bit about how you got into that? Jomely: [00:01:00] Yeah. Thank you. So, Im actually a full time student and my passion is also modeling and photography. So, I studied business in school but in my free time I like to take pictures whether its me or other people. I am an influencer on Instagram. I love to make connections with brands, create content, just have fun with a camera. Thats how it all got started, I was having fun with my camera and then a local brand actually reached out to me while I was walking in the park and they asked me to do a photo shoot and thats how the whole Instagram modeling kind of started for me. Cath Anne: [00:01:37] Oh wow. Did they find you through Instagram or do they just approach you randomly? Jomely: [00:01:46] I used to model for many years, but it was for pageant, not social media. And when they found me they actually found me in person without ever seeing my Instagram before. At that time I had about 8,000 followers and I didnt consider myself an influencer, but after doing photo shoots with that brand after they reached out to me I realized I could make an influence on other peoples lives. Cath Anne: [00:02:13] Thats so cool. So, when you say make an influence in other peoples lives what is your kind of goal around Instagram? Jomely: [00:02:25] Well, before it was just to talk about fashion, outfits, but now I have a lot of people that connect with me. For example, I shared a post about a certain scar on my body and a lot of people just kind of told me the story about similar scars. I showed them how they can appreciate and love themselves first. I show people, for example, I have naturally curly hair which has now become more of a trend to have natural hair. So, I empowered other woman to have natural hair that is textured to leave it out naturally and things like that. Cath Anne: [00:03:03] Oh, thats amazing. So, you have other people reaching out and connecting to you because of these things that youre sharing about yourself. Cath Anne: [00:03:13] Its incredible. Its amazing that youre able to have that impact on people like across the world, probably. Jomely: [00:03:23] Yeah, my demographics are all over I can see on my business profile where my followers are from and I mean only 30 percent are from the U.S. A lot of them are from all around the world. Cath Anne: [00:03:33] Really? Like places in Europe or places in South America? Cath Anne: [00:03:45] I have a good amount from Europe, a good amount from the Caribbean islands. I have a good amount from Brazil, I have a good amount from Australia, actually. Cath Anne: [00:03:56] Wow, thats really something thats cool about Instagram and other social media platforms, that we can kind of connect with people all over the place. Cath Anne: [00:04:12] OK, so how do you feel about getting into some like demographic questions? Where are you currently located? We know that youre currently located in Tampa about what took you to Tampa Florida. Jomely: [00:04:31] What was that question, Im sorry. So, youre currently located in Tampa. What brought you there? Jomely: [00:04:41] I actually was born in the Dominican Republic and when I was 11 years old I moved to New York City and then I actually did High School in Boston, Massachusetts. I always wanted to go to Florida because of the warm weather and I found the University of Tampa when I was looking into colleges and stuff. I actually came to the University of Tampa because of the career that I was pursuing. The university offers a 4+1 program, which is a program where if you fulfill the requirements, you can get you a Masters degree in just one year after the for undergrad years. Cath Anne: [00:05:22] Thats amazing. How are other Masters programs, like two years or so? Jomely: [00:05:30] It depends on the major. I am a marketing major. I want to get my MBA in marketing and it is usually two years. Cath Anne: [00:05:38] In addition to your undergrad. Yes. Wow. Cath Anne: [00:05:44] So, youre going to do your Masters right after your final year of your undergraduate? Cath Anne: [00:05:54] Oh sorry. So, when you finish your undergraduate degree youll go right onto your Masters? Jomely: [00:06:01] So, how the program works is that on your last year of your undergrad, youre actually, you start taking graduate classes on your senior year. So, if basically in a year and a half it covers undergrad and grad. Cath Anne: [00:06:19] Oh thats really cool so that you get it right away. Thats great. So what year are you in right now? Jomely: [00:06:30] I am currently a Junior. So, my third year. Cath Anne: [00:06:33] So, then you have one more year and then a year of your Masters? Cath Anne: [00:06:40] Wow. Thats awesome. Cath Anne: [00:06:43] So, you mentioned a little bit about your degree. Youre focusing on marketing. What else are you looking at in your degree? Do you have any other majors? Jomely: [00:06:55] Yes. Im actually an international business and marketing major which also comes with a management degree. Cath Anne: [00:07:03] Wow thats incredible. So, can you tell us a little bit about the management aspect of it? Jomely: [00:07:12] I havent really gotten into the management aspect but, in my Degree Guide International Business and Marketing have the same Degree Guide as that is International Business and Management just a different, you just take classes in a different order. So, when you receive you diploma you receive a triple major. Cath Anne: [00:07:31] Wow. Such a good student. Yeah. Cath Anne: [00:07:37] So, we talked a little bit about your modeling and I kind of know how that has been as an experience while you are going to school. Like doing the modeling on Instagram, while youre going to school. How have you found that and has it been a good experience for you? Jomely: [00:07:57] Yeah, it has actually been a great experience for me. I mean, I am a full time student. I have a part time marketing job at a digital marketing company and Im also a Resident Assistant in my university. So, technically I have a full time student, two jobs, and modelling, which is technically considered another part time job. I love doing it all. I love keeping myself busy. And, I mean, its all about how to schedule yourself and how to manage everything and excel in all the things. Cath Anne: [00:08:30] So, how do you manage your time? Because I think that a really beneficial tip to other students that are listening. I know being an undergraduate student plus having multiple jobs can be hard to schedule, so can you tell us a little bit about some tips you use to keep organized? Jomely: [00:08:53] Yes definitely. So, I always say that I live by a planner, calendar, and alerts. I have my days, months, everything planned out by the hours. I have certain days blocked out just to study and do school work. I have friends that I meet up and we reserve a room to study certain days. And, even if I dont have homework that week I know theres work to do for next week. I actually had an intern, last semester that helped me run my social media and it was very successful. She was a communications major. I have a white board calendar in my room and I have a planner and then I have my calendar on my iPhone with alerts and also invites so even when my friends want to hang out with me, they just have to send me an invite on my calendar to see if it fits. Cath Anne: [00:09:48] Wow, thats a great way to do it actually because you make the best of your time. So, do your friends mind sending you an invite? Jomely: [00:10:02] Really, they actually love it. Because most of my friends are either Juniors or Seniors. We are all actually at a similar level being in university. Although, I live on campus, most of my friends actually live in apartments of campus therefore its actually good to have a certain date set up for a certain plan. Cath Anne: [00:10:20] Thats awesome. Cath Anne: [00:10:25] So, you have your planner, your white board, and your alerts on your phone and your calendar on your phone. So, what do you put on your white board? Jomely: [00:10:37] On my whiteboard I actually just plan out the month. It is usually school stuff that I have to get done and work that I have to get done just for the month like bigger projects that I have to keep an eye on. Then weekly, every Sunday, I add the week into that as well because I know that things come up and things go away. So I get those weekly. Cath Anne: [00:11:04] Wow. I may steal some of your tips. Jomely: [00:11:09] They are pretty great. Actually I love them. Cath Anne: [00:11:11] Yeah, I love the invite idea and I also love white board. Cath Anne: [00:11:16] I have I have like a bullet journal slash agenda, but thats about as far as my organization goes. So, I might steal a couple of your tips. Jomely: [00:11:26] Yeah, on my agenda I only put homework and due dates. Cath Anne: [00:11:31] Yeah I think thats a good idea. Jomely: [00:11:36] It keeps everything separated but together if that makes sense. Cath Anne: [00:11:40] Totally it sounds like you have an awesome system and I know youre really able to manage your time well so Im glad youre able to make time for us. Jomely: [00:11:52] Any time. Cath Anne: [00:11:55] Thanks so much. Cath Anne: [00:11:57] So, I know you have a really cool story that Id love to talk about. You talked about it with me briefly another time, but I love to talk about one of your favorite memories so far in college. Jomely: [00:12:13] Yes. My favorite memory in college was actually when I had the opportunity to go to Europe for a full week to compete with other college students. Jomely: [00:12:25] It was a backpacking trip and it was actually hosted by Red Bull. Its actually called Red Bull Can You Make It and anyone in any country can actually participate in this. So, if youre looking into college and you want to have a nice experience looking to Red Bull Can You Make It. I highly recommend it. Jomely: [00:12:45] And thats actually my best memory from college because Ive had to come up with a team which we were all different majors. One of them was the film major, the other one was entrepreneurship major, and I am a marketing major. So, that kind of all came together because we had to film a video to kind of showcase who we were and our school as well and what we do with our everyday life. Jomely: [00:13:08] We had to compete with other college students and whoever won within that voting phase actually got to go to Europe and compete worldwide and trade cans of Red Bull as currency with no phones and no money. Cath Anne: [00:13:24] Wow. So, how did you go about doing that? Jomely: [00:13:31] It was a lot of planning for it. It was a lot of planning beforehand. I actually wish I had the opportunity to do it again because I would plan even more. But, in the competition it was amazing because we actually had to film everything and we had challenges, we had check points, we got to stay in 5 star hotels by saying a story and it was it was a beautiful experience. It was a very humbling experience as well. Cath Anne: [00:14:01] So, you got to stay in five star hotels but you didnt have any currency to work with? How did you manage that? Jomely: [00:14:11] I believe that we put our skills together and I actually had use of my marketing skills because all we had was cans of Redbull to trade for things. We just kind of told the story and my teammates are actually influencers on Instagram as well. So, all together we had a 50k followers, we tell them that we can also advertise them in our Instagram and things like that. Cath Anne: [00:14:42] So, you didnt have your phones with you at that time. Did they just trust that you put some pictures up after the experience? Jomely: [00:14:54] Yes. Cath Anne: [00:14:55] Wow, thats so cool. So, Red Bull Can You Make It. Was the name of the event. So, well put that on the links too so people can check it out. Jomely: [00:15:06] Yeah, our teams name was actually Young Dreamerz with a z at the end if they look that up they can actually see our entire journey. Cath Anne: [00:15:15] Is it on YouTube? Or where is it? Cath Anne: [00:15:21] Its on Redbull Can You Make It.com Young Dreamerz. Ok. Cool yeah, yeah. Im going to check that out for sure. Cath Anne: [00:15:41] So, that was a really awesome story from college and really great experience. Have you had any struggles or challenges that you would describe as a student. Jomely: [00:15:55] Yeah I have. So, I mean I believe that college is a learning experience. I believe being in college is for school and youre in college to grow as a person as well. So, I feel like one of the struggles that Ive faced is overbooking myself. I always keep myself too busy and not having time for myself which I can manage now. Jomely: [00:16:19] Thats one of them and the other one was probably procrastinating. Putting off a project and then doing the whole project and going to sleep at 6:00 in the morning and waking up in 8a.m. because I thought it was easier then it actually was. Cath Anne: [00:16:34] So , what have you learned? Like, what would you change now? Jomely: [00:16:41] Yeah. Now it was more about planning and scheduling like I said before. So, now every week, like I said I have one day that I only do schoolwork after class. Like I said even if I dont have to this week I can start a project for next week or next month. Im always on top of everything. Then for overbooking myself I always have something like a day to go to a pool or a day to read or a day to just relax. Cath Anne: [00:17:11] Thats so important. I think that raises a really good point because we can tend to overbook ourselves. I find especially in this day and age where we always have our phones or computers on us. So, what are the types of things that you. Because I think that actually extends to when youre in the working world as well. Not just when your student so, it is really good to learn those skills now before you start going into work. Im wondering, you mentioned the pool or to read, but are there any activities that you do, Jomely, that help you to kind of relax and decompress? Jomely: [00:17:59] Yeah, I actually love working out. I love fitness. So, I asked my friends usually like they go to the gym or do something like that. Like I said I live in Florida. We have really warm weather and we have a pool on campus. So, we just walk over to the pool, we go have lunch or something like that you see something that you would think people normally do but you actually, when you overbook yourself you actually dont enjoy little things as much as you would expect. Cath Anne: [00:18:31] Its true and I think thats so important because really you could work all the time if you wanted to. But, I think youre right. You made a really good point in saying that we dont necessarily always make the time to do those things. So, I think thats really important message. Cath Anne: [00:18:50] So, then this question is kind of interesting. So, if you go back and talk to your 15- year old self, what would you say to yourself at that age and what advice would you give? Jomely: [00:19:09] I laugh because when I think of 15-year old self and when I think of me now, 5 years later, I have changed a lot. When I was 15-years old, I was a very introvert person. I wouldnt speak with strangers, I wouldnt pick up the phone to order food. I would be afraid of my accent. I would be afraid to speak English. Jomely: [00:19:35] Yeah, there was a lot of things and then when youre 15 I feel like thats the age where you can easily get peer pressured as well. Jomely: [00:19:43] So, I feel like people tend to listen more of what other people say than what you believe in. So, what I would say to my 15-year old self to not be afraid to be myself, to pursue my dreams, and make it happen no matter what other people are doing. Just to love myself and always know that whoever wishes the best for you is always going to remain by your side. Cath Anne: [00:20:11] We dont know that is 15-year old people. I cant believe you used to be so introverted Youre so well-spoken. Jomely: [00:20:28] I consider myself an extrovert now. I love making connections. I go up to strangers. I see somebody walking around with a camera or talking about photography. If I see someone with a specific book, I ask about it. Im sitting in a coffee shop and I see you struggling with homework I ask them, do you need help? Cath Anne: [00:20:49] So, what changed? Jomely: [00:20:53] I feel like coming to college changed a lot because going to a whole different state. Thousands of miles away from home, being with no family living nearby, you have to learn to make new connections and learn about experience. I feel like taking classes such as speech for business actually helped me a lot. Even the whole social media world where people started coming up to me and reaching out I was like I should do the same thing and reach out to other people as well. Cath Anne: [00:21:24] Wow, thats so cool I love it. Im so glad youve grown in your self-esteem and your confidence. Its fantastic. Cath Anne: [00:21:36] So, just switching gears a little bit. Do you have any current short term or long term goals that youre working on? Jomely: [00:21:45] Yes I have. I actually. Funny story I actually did an RA program last night. I did vision boards with my students. I had all of them put their phones down and talk about them. Jomely: [00:22:02] I am actually since I am a junior Im taking 300 level classes and they are more focused on my majors. So, Im currently working on getting straight As in all my classes and so far I have achieved it. I have straight As right now. My other goal is to travel. I want to, before the December, I want to go to the fashion show in Miami and maybe be a part of it. I also want to visit California before December. Cath Anne: [00:22:40] So, you want to maybe in the fashion show?. That is so cool. Are there any other places you want to travel like long term, long term goals? Jomely: [00:22:54] Yes, for a long-term goal, I have so many. I want to travel the world. I want to actually use my Instagram, since like I said in Europe and another country that I was in Amsterdam, I was able to stay in a hotel. I went to be able to make those connections and use that as a package to reach out to hotels and create content for them. Jomely: [00:23:17] I want to be able to make a team member and go to Canada, go to Mexico to all the countries around the world and just create content for hotels. Cath Anne: [00:23:33] So, you want to kind of use the model that you learned from the Red Bull contest to apply to your career? Cath Anne: [00:23:44] Awesome. So, this is kind of a big question if you had to summarize your life story what would you say? Jomely: [00:23:58] Its really hard to summarize such a long story but, I feel like I would say, that I was a little girl in a foreign country with big dreams and that never gave up to this day she has accomplished all of her goals and theres many other goals that shes working on and she believes she can do with it. Cath Anne: [00:24:21] Amazing. Youre so inspiring. Every time I talk to you I just go away and Im like, aw this girl is awesome. Jomely: [00:24:34] Thats what Im here for. I want to make everyones life better. Cath Anne: [00:24:37] Yeah, it radiates you could really hear it in your voice and your passion for everything you do. So, keep doing what youre doing. Jomely: [00:24:47] Thank you. I really appreciate that. Cath Anne: [00:24:52] So, finally what advice would you gave to a student just entering college or university this year? Jomely: [00:25:02] So, based on my own experiences and all the people I have met within the three years Ive been in college, I think that when someone comes in the big pressure that people get is the question whats your major? What are you going to do with your life?. What are you going to do after you graduate? So, I feel like people shouldnt feel rushed to go into specific field or something they should find their passion or what they love. I highly recommend, enjoy the little things. Enjoy every moment, enjoy all the friends you make because college only happens for four years. For a lot of people just once. Its a once in a lifetime experience. Jomely: [00:25:43] One thing is do the homework before it piles up. Dont procrastinate, do your homework because youre going to end up with no sleep, bags under your eyes, and a lot of caffeine in your system there if you dont. Cath Anne: [00:26:05] Yeah, falling asleep in class, all that stuff. Cath Anne: [00:26:11] So, one last question, can you give us one of your favorite motivational quotes? Jomely: [00:26:19] Yes. I always live by this quote and its funny because I looked at my picture from my senior year in high school and I actually wrote the quote down on my picture. Yeah, it is quote unquote, “Believe you can and youre half way there. Cath Anne: [00:26:39] Thats awesome. And youve already gotten more than halfway there even since high school. Jomely: [00:26:46] Yeah, just believe you can do something and make it happen. Cath Anne: [00:26:50] Thats so awesome. Jomely: [00:26:52] Well, thank you so much for joining me, Jomely. We loved having you here and sharing your story. I think your experience is going to be really beneficial to other students and our listeners. Cath Anne: [00:27:07] And, oh yes, so if people listening want to find you, how can they look you up on Instagram? Jomely: [00:27:14] Yeah so my Instagram is @iamjbreton. Cath Anne: [00:27:26] Okay, awesome thank you so much for joining us and we will end it there for today. We appreciate you sharing your story with us and take care and hope well keep in touch. Jomely: [00:27:44] Also, can I add one more thing? Cath Anne: [00:27:45] Oh yeah absolutely. Jomely: [00:27:49] For the listeners, especially whether youre in college, going to college whether youre in social media or anything if you have any questions always feel free to reach out to me through DMs on my Instagram or even shoot me an email. I am happy to help you out. Whether you want to pick out a school or pick out a program or anything in those lines just talk to me. Im here to help you Im a resource. Cath Anne: [00:28:14] Oh thats so kind. Thanks so much. Im sure youll have lots of people reaching out to you. Thats awesome. Thanks so much again and we cant wait to see what other things you get up to, well be following alone on your Instagram. Cath Anne: [00:28:33] All the best, Jomely. Interview with Influencer Jomely Breton Instagram Influencer Jomely Breton on College, Inspiration, and Achieving Your Dreams Instagram Influencer Jomely Breton on College, Inspiration, and Achieving Your Dreams Join us for our new podcast, “Student Influencers”! In this podcast series we interview current and former university and college students about their lives during and post-graduation. Listen along as we speak to students from across the world who have created a side-hustle working as social media influencers while attending classes. Tune in to hear how they organize their busy schedules, keep motivated and what drives them to pursue their passions. Learn along with us as we check in with these inspiring up-and-comers. On the first episode of Student Influencers, we had the opportunity to speak with an inspiring young woman who has a penchant for planning, a passion for photography, and a desire to make the world a better place. Believe You Can and You’re Halfway There “Believe you can and you’re halfway there.” Theodore Roosevelt These words frame Jomely Breton’s high school yearbook picture, and she continues to live by them two years later. Throughout her life, she has believed in herself, and it shows. She is a young, vibrant woman on a mission to achieve her goals and to inspire everyone around her to do the same. When I spoke with her on the phone, her upbeat energy was contagious, and I left the call with a renewed sense of empowerment. Jomely describes her life as a ‘long story’ despite her age. Though I got the sense that she had experienced some difficulties in her life, her positivity was unwavering. When I asked about her life story, she said, “I was a little girl in a foreign country with big dreams that never gave up. To this day that little girl has accomplished all of her goals, and there are many other goals she hopes to achieve. She believes she can do it.” In her young life, Jomely has moved around many times. She grew up in the Dominican Republic and moved to the United States when she was 11 years old. Following some time in NYC, Jomely completed her high school years in Boston, Massachusetts. Now, she attends college in Florida at the University of Tampa. She cites two of the primary reasons for choosing U of T as the warm weather and their prestigious business program. Achieving Dreams Through Practical Means Jomely is not just an inspiring woman; she is also high achieving and intelligent. So far she has reached her goal of getting straight A’s in all her courses in her junior year as a marketing major. Jomely’s success is partly due to her strict study schedule and the lessons she’s learned along the way as a student. Jomely says that she lives by a “planner, calendar, and alerts.” She even has her friends send an electronic invitation to spend time with her so that she can maximize downtime while maintaining productivity on days where school is the priority. She tells me that she learned to time manage so well because she quickly realized that procrastination would not get her anywhere. Jomely reminds other students, “One thing is: do the homework before it piles up. Dont procrastinate, do your homework because youre going to end up with no sleep, bags under your eyes, and a lot of caffeine in your system if you dont.” When she isn’t spending scheduled time with friends, or studying in advance for upcoming tests, Jomely can be found providing support for students on campus as a Resident’s Assistant. Jomely takes pride in being able to share her experiences and be a supportive person for new students. For someone who once considered themselves an introvert, Jomely has developed her extroverted side and now finds strength in being there for others. “I consider myself an extrovert now. I love making connections. I go up to strangers. If I see somebody walking around with a camera or talking about photography, if I see someone with a specific book, I ask about it. If Im sitting in a coffee shop and I see you struggling with homework, I ask: do you need help?” Using an Instagram to Inspire Jomely extends her warmth and caring personality in the online world as well through her Instagram account which she has grown to 19.2K followers from around the world. She developed her interest in social media through her passion for modeling and photography, “Thats how it all got started, I was having fun with my camera, and then a local brand reached out to me while I was walking in the park. They asked me to do a photo shoot, and thats how the whole Instagram modeling kind of started for me.” When she first began modeling online, she did not consider herself an influencer, however, now Jomely recognizes that she can use her platform for social change by creating connections with others. While her account once focused primarily on fashion and clothing, Jomely has shifted her focus towards socially relevant content. She fuels important discussions for young women related to scars on her body. After posting an image about her scars, Jomely says many people reached out to her saying they had a similar experience. As a woman of color, Jomely has naturally curly, textured hair. She wears her hair naturally intentionally because she knows she has an influence. She hopes to demonstrate the beauty of natural hair and empower other women of color to embrace their appearance. A Favorite College Memory: Red Bull Can You Make It Jomely did not disappoint when asked to share one of her favorite memories from college so far. “My favorite memory in college was when I had the opportunity to go to Europe for a full week to compete with other college students.” Jomely had the chance to participate in an incredible backpacking trip hosted by Red Bull called Red Bull Can You Make It. The contest aimed to team up with other college students to navigate a series of challenges without the use of phones or cash. Cans of Red Bull were the only form of currency the teams were permitted to use to secure everything from lodging to transportation and food. After winning a local contest, Jomely’s group, Young Dreamerz, went on to compete with teams of young people from across the world. She calls the experience, “humbling” as she said it taught her to use her skills and the power of story to navigate the challenges. She says that she feels her team was effective because they were able to put all their skills together. They even managed to stay a few nights in 5-Star hotels! College is a Learning Experience Jomely is conscious that life is a learning process. She sees the bigger picture when it comes to college and suggests that it is an opportunity for learning and growth. She tells other students to enjoy their time in college, “I highly recommend enjoying the little things. Enjoy every moment, enjoy all the friends you make because college only happens for four years. For a lot of people just once. Its a once in a lifetime experience.” Jomely’s enthusiasm can only truly be captured in audio format, so if you’re interested in hearing her speak about her journey, make sure to check out our podcast here on Anchor. Like Jomely, we truly feel that university is an experience, a part of life’s journey that can teach you about yourself and give your life meaning. We believe that storytelling is a means to help like-minded people to connect across distance and difference. The conversation with Jomely was inspiring and uplifting, and just before we ended our talk, she offered her support to any students out there who are experiencing challenges of any kind. This is what we hope to do with this new podcast, Student Influencers. We will talk to successful student influencers who will tell their stories of struggle and triumph and then share these insights with you! To follow along please visit our Anchor site and stay tuned for future episodes. Read the full Transcript here: Cath Anne: [00:00:00] So, Hello friends and welcome back to The Homework Help Show hosted by Homework Help Global. Today were doing something a little different. We have Jomely here with us today, a student at University of Tampa and freelance model in Tampa Florida. Welcome Jomely. Jomely: [00:00:24] Were so happy to have you with us here today. And were going to talk a little bit about your journey as a student as well as your journey as an Instagram influencer and online personality. So, just a start off, I noticed that youve made a career for yourself on Instagram with 19.2K Followers you might have more than that at this point. Cath Anne: [00:00:53] Your photos are absolutely amazing. Can you tell us a little bit about how you got into that? Jomely: [00:01:00] Yeah. Thank you. So, Im actually a full time student and my passion is also modeling and photography. So, I studied business in school but in my free time I like to take pictures whether its me or other people. I am an influencer on Instagram. I love to make connections with brands, create content, just have fun with a camera. Thats how it all got started, I was having fun with my camera and then a local brand actually reached out to me while I was walking in the park and they asked me to do a photo shoot and thats how the whole Instagram modeling kind of started for me. Cath Anne: [00:01:37] Oh wow. Did they find you through Instagram or do they just approach you randomly? Jomely: [00:01:46] I used to model for many years, but it was for pageant, not social media. And when they found me they actually found me in person without ever seeing my Instagram before. At that time I had about 8,000 followers and I didnt consider myself an influencer, but after doing photo shoots with that brand after they reached out to me I realized I could make an influence on other peoples lives. Cath Anne: [00:02:13] Thats so cool. So, when you say make an influence in other peoples lives what is your kind of goal around Instagram? Jomely: [00:02:25] Well, before it was just to talk about fashion, outfits, but now I have a lot of people that connect with me. For example, I shared a post about a certain scar on my body and a lot of people just kind of told me the story about similar scars. I showed them how they can appreciate and love themselves first. I show people, for example, I have naturally curly hair which has now become more of a trend to have natural hair. So, I empowered other woman to have natural hair that is textured to leave it out naturally and things like that. Cath Anne: [00:03:03] Oh, thats amazing. So, you have other people reaching out and connecting to you because of these things that youre sharing about yourself. Cath Anne: [00:03:13] Its incredible. Its amazing that youre able to have that impact on people like across the world, probably. Jomely: [00:03:23] Yeah, my demographics are all over I can see on my business profile where my followers are from and I mean only 30 percent are from the U.S. A lot of them are from all around the world. Cath Anne: [00:03:33] Really? Like places in Europe or places in South America? Cath Anne: [00:03:45] I have a good amount from Europe, a good amount from the Caribbean islands. I have a good amount from Brazil, I have a good amount from Australia, actually. Cath Anne: [00:03:56] Wow, thats really something thats cool about Instagram and other social media platforms, that we can kind of connect with people all over the place. Cath Anne: [00:04:12] OK, so how do you feel about getting into some like demographic questions? Where are you currently located? We know that youre currently located in Tampa about what took you to Tampa Florida. Jomely: [00:04:31] What was that question, Im sorry. So, youre currently located in Tampa. What brought you there? Jomely: [00:04:41] I actually was born in the Dominican Republic and when I was 11 years old I moved to New York City and then I actually did High School in Boston, Massachusetts. I always wanted to go to Florida because of the warm weather and I found the University of Tampa when I was looking into colleges and stuff. I actually came to the University of Tampa because of the career that I was pursuing. The university offers a 4+1 program, which is a program where if you fulfill the requirements, you can get you a Masters degree in just one year after the for undergrad years. Cath Anne: [00:05:22] Thats amazing. How are other Masters programs, like two years or so? Jomely: [00:05:30] It depends on the major. I am a marketing major. I want to get my MBA in marketing and it is usually two years. Cath Anne: [00:05:38] In addition to your undergrad. Yes. Wow. Cath Anne: [00:05:44] So, youre going to do your Masters right after your final year of your undergraduate? Cath Anne: [00:05:54] Oh sorry. So, when you finish your undergraduate degree youll go right onto your Masters? Jomely: [00:06:01] So, how the program works is that on your last year of your undergrad, youre actually, you start taking graduate classes on your senior year. So, if basically in a year and a half it covers undergrad and grad. Cath Anne: [00:06:19] Oh thats really cool so that you get it right away. Thats great. So what year are you in right now? Jomely: [00:06:30] I am currently a Junior. So, my third year. Cath Anne: [00:06:33] So, then you have one more year and then a year of your Masters? Cath Anne: [00:06:40] Wow. Thats awesome. Cath Anne: [00:06:43] So, you mentioned a little bit about your degree. Youre focusing on marketing. What else are you looking at in your degree? Do you have any other majors? Jomely: [00:06:55] Yes. Im actually an international business and marketing major which also comes with a management degree. Cath Anne: [00:07:03] Wow thats incredible. So, can you tell us a little bit about the management aspect of it? Jomely: [00:07:12] I havent really gotten into the management aspect but, in my Degree Guide International Business and Marketing have the same Degree Guide as that is International Business and Management just a different, you just take classes in a different order. So, when you receive you diploma you receive a triple major. Cath Anne: [00:07:31] Wow. Such a good student. Yeah. Cath Anne: [00:07:37] So, we talked a little bit about your modeling and I kind of know how that has been as an experience while you are going to school. Like doing the modeling on Instagram, while youre going to school. How have you found that and has it been a good experience for you? Jomely: [00:07:57] Yeah, it has actually been a great experience for me. I mean, I am a full time student. I have a part time marketing job at a digital marketing company and Im also a Resident Assistant in my university. So, technically I have a full time student, two jobs, and modelling, which is technically considered another part time job. I love doing it all. I love keeping myself busy. And, I mean, its all about how to schedule yourself and how to manage everything and excel in all the things. Cath Anne: [00:08:30] So, how do you manage your time? Because I think that a really beneficial tip to other students that are listening. I know being an undergraduate student plus having multiple jobs can be hard to schedule, so can you tell us a little bit about some tips you use to keep organized? Jomely: [00:08:53] Yes definitely. So, I always say that I live by a planner, calendar, and alerts. I have my days, months, everything planned out by the hours. I have certain days blocked out just to study and do school work. I have friends that I meet up and we reserve a room to study certain days. And, even if I dont have homework that week I know theres work to do for next week. I actually had an intern, last semester that helped me run my social media and it was very successful. She was a communications major. I have a white board calendar in my room and I have a planner and then I have my calendar on my iPhone with alerts and also invites so even when my friends want to hang out with me, they just have to send me an invite on my calendar to see if it fits. Cath Anne: [00:09:48] Wow, thats a great way to do it actually because you make the best of your time. So, do your friends mind sending you an invite? Jomely: [00:10:02] Really, they actually love it. Because most of my friends are either Juniors or Seniors. We are all actually at a similar level being in university. Although, I live on campus, most of my friends actually live in apartments of campus therefore its actually good to have a certain date set up for a certain plan. Cath Anne: [00:10:20] Thats awesome. Cath Anne: [00:10:25] So, you have your planner, your white board, and your alerts on your phone and your calendar on your phone. So, what do you put on your white board? Jomely: [00:10:37] On my whiteboard I actually just plan out the month. It is usually school stuff that I have to get done and work that I have to get done just for the month like bigger projects that I have to keep an eye on. Then weekly, every Sunday, I add the week into that as well because I know that things come up and things go away. So I get those weekly. Cath Anne: [00:11:04] Wow. I may steal some of your tips. Jomely: [00:11:09] They are pretty great. Actually I love them. Cath Anne: [00:11:11] Yeah, I love the invite idea and I also love white board. Cath Anne: [00:11:16] I have I have like a bullet journal slash agenda, but thats about as far as my organization goes. So, I might steal a couple of your tips. Jomely: [00:11:26] Yeah, on my agenda I only put homework and due dates. Cath Anne: [00:11:31] Yeah I think thats a good idea. Jomely: [00:11:36] It keeps everything separated but together if that makes sense. Cath Anne: [00:11:40] Totally it sounds like you have an awesome system and I know youre really able to manage your time well so Im glad youre able to make time for us. Jomely: [00:11:52] Any time. Cath Anne: [00:11:55] Thanks so much. Cath Anne: [00:11:57] So, I know you have a really cool story that Id love to talk about. You talked about it with me briefly another time, but I love to talk about one of your favorite memories so far in college. Jomely: [00:12:13] Yes. My favorite memory in college was actually when I had the opportunity to go to Europe for a full week to compete with other college students. Jomely: [00:12:25] It was a backpacking trip and it was actually hosted by Red Bull. Its actually called Red Bull Can You Make It and anyone in any country can actually participate in this. So, if youre looking into college and you want to have a nice experience looking to Red Bull Can You Make It. I highly recommend it. Jomely: [00:12:45] And thats actually my best memory from college because Ive had to come up with a team which we were all different majors. One of them was the film major, the other one was entrepreneurship major, and I am a marketing major. So, that kind of all came together because we had to film a video to kind of showcase who we were and our school as well and what we do with our everyday life. Jomely: [00:13:08] We had to compete with other college students and whoever won within that voting phase actually got to go to Europe and compete worldwide and trade cans of Red Bull as currency with no phones and no money. Cath Anne: [00:13:24] Wow. So, how did you go about doing that? Jomely: [00:13:31] It was a lot of planning for it. It was a lot of planning beforehand. I actually wish I had the opportunity to do it again because I would plan even more. But, in the competition it was amazing because we actually had to film everything and we had challenges, we had check points, we got to stay in 5 star hotels by saying a story and it was it was a beautiful experience. It was a very humbling experience as well. Cath Anne: [00:14:01] So, you got to stay in five star hotels but you didnt have any currency to work with? How did you manage that? Jomely: [00:14:11] I believe that we put our skills together and I actually had use of my marketing skills because all we had was cans of Redbull to trade for things. We just kind of told the story and my teammates are actually influencers on Instagram as well. So, all together we had a 50k followers, we tell them that we can also advertise them in our Instagram and things like that. Cath Anne: [00:14:42] So, you didnt have your phones with you at that time. Did they just trust that you put some pictures up after the experience? Jomely: [00:14:54] Yes. Cath Anne: [00:14:55] Wow, thats so cool. So, Red Bull Can You Make It. Was the name of the event. So, well put that on the links too so people can check it out. Jomely: [00:15:06] Yeah, our teams name was actually Young Dreamerz with a z at the end if they look that up they can actually see our entire journey. Cath Anne: [00:15:15] Is it on YouTube? Or where is it? Cath Anne: [00:15:21] Its on Redbull Can You Make It.com Young Dreamerz. Ok. Cool yeah, yeah. Im going to check that out for sure. Cath Anne: [00:15:41] So, that was a really awesome story from college and really great experience. Have you had any struggles or challenges that you would describe as a student. Jomely: [00:15:55] Yeah I have. So, I mean I believe that college is a learning experience. I believe being in college is for school and youre in college to grow as a person as well. So, I feel like one of the struggles that Ive faced is overbooking myself. I always keep myself too busy and not having time for myself which I can manage now. Jomely: [00:16:19] Thats one of them and the other one was probably procrastinating. Putting off a project and then doing the whole project and going to sleep at 6:00 in the morning and waking up in 8a.m. because I thought it was easier then it actually was. Cath Anne: [00:16:34] So , what have you learned? Like, what would you change now? Jomely: [00:16:41] Yeah. Now it was more about planning and scheduling like I said before. So, now every week, like I said I have one day that I only do schoolwork after class. Like I said even if I dont have to this week I can start a project for next week or next month. Im always on top of everything. Then for overbooking myself I always have something like a day to go to a pool or a day to read or a day to just relax. Cath Anne: [00:17:11] Thats so important. I think that raises a really good point because we can tend to overbook ourselves. I find especially in this day and age where we always have our phones or computers on us. So, what are the types of things that you. Because I think that actually extends to when youre in the working world as well. Not just when your student so, it is really good to learn those skills now before you start going into work. Im wondering, you mentioned the pool or to read, but are there any activities that you do, Jomely, that help you to kind of relax and decompress? Jomely: [00:17:59] Yeah, I actually love working out. I love fitness. So, I asked my friends usually like they go to the gym or do something like that. Like I said I live in Florida. We have really warm weather and we have a pool on campus. So, we just walk over to the pool, we go have lunch or something like that you see something that you would think people normally do but you actually, when you overbook yourself you actually dont enjoy little things as much as you would expect. Cath Anne: [00:18:31] Its true and I think thats so important because really you could work all the time if you wanted to. But, I think youre right. You made a really good point in saying that we dont necessarily always make the time to do those things. So, I think thats really important message. Cath Anne: [00:18:50] So, then this question is kind of interesting. So, if you go back and talk to your 15- year old self, what would you say to yourself at that age and what advice would you give? Jomely: [00:19:09] I laugh because when I think of 15-year old self and when I think of me now, 5 years later, I have changed a lot. When I was 15-years old, I was a very introvert person. I wouldnt speak with strangers, I wouldnt pick up the phone to order food. I would be afraid of my accent. I would be afraid to speak English. Jomely: [00:19:35] Yeah, there was a lot of things and then when youre 15 I feel like thats the age where you can easily get peer pressured as well. Jomely: [00:19:43] So, I feel like people tend to listen more of what other people say than what you believe in. So, what I would say to my 15-year old self to not be afraid to be myself, to pursue my dreams, and make it happen no matter what other people are doing. Just to love myself and always know that whoever wishes the best for you is always going to remain by your side. Cath Anne: [00:20:11] We dont know that is 15-year old people. I cant believe you used to be so introverted Youre so well-spoken. Jomely: [00:20:28] I consider myself an extrovert now. I love making connections. I go up to strangers. I see somebody walking around with a camera or talking about photography. If I see someone with a specific book, I ask about it. Im sitting in a coffee shop and I see you struggling with homework I ask them, do you need help? Cath Anne: [00:20:49] So, what changed? Jomely: [00:20:53] I feel like coming to college changed a lot because going to a whole different state. Thousands of miles away from home, being with no family living nearby, you have to learn to make new connections and learn about experience. I feel like taking classes such as speech for business actually helped me a lot. Even the whole social media world where people started coming up to me and reaching out I was like I should do the same thing and reach out to other people as well. Cath Anne: [00:21:24] Wow, thats so cool I love it. Im so glad youve grown in your self-esteem and your confidence. Its fantastic. Cath Anne: [00:21:36] So, just switching gears a little bit. Do you have any current short term or long term goals that youre working on? Jomely: [00:21:45] Yes I have. I actually. Funny story I actually did an RA program last night. I did vision boards with my students. I had all of them put their phones down and talk about them. Jomely: [00:22:02] I am actually since I am a junior Im taking 300 level classes and they are more focused on my majors. So, Im currently working on getting straight As in all my classes and so far I have achieved it. I have straight As right now. My other goal is to travel. I want to, before the December, I want to go to the fashion show in Miami and maybe be a part of it. I also want to visit California before December. Cath Anne: [00:22:40] So, you want to maybe in the fashion show?. That is so cool. Are there any other places you want to travel like long term, long term goals? Jomely: [00:22:54] Yes, for a long-term goal, I have so many. I want to travel the world. I want to actually use my Instagram, since like I said in Europe and another country that I was in Amsterdam, I was able to stay in a hotel. I went to be able to make those connections and use that as a package to reach out to hotels and create content for them. Jomely: [00:23:17] I want to be able to make a team member and go to Canada, go to Mexico to all the countries around the world and just create content for hotels. Cath Anne: [00:23:33] So, you want to kind of use the model that you learned from the Red Bull contest to apply to your career? Cath Anne: [00:23:44] Awesome. So, this is kind of a big question if you had to summarize your life story what would you say? Jomely: [00:23:58] Its really hard to summarize such a long story but, I feel like I would say, that I was a little girl in a foreign country with big dreams and that never gave up to this day she has accomplished all of her goals and theres many other goals that shes working on and she believes she can do with it. Cath Anne: [00:24:21] Amazing. Youre so inspiring. Every time I talk to you I just go away and Im like, aw this girl is awesome. Jomely: [00:24:34] Thats what Im here for. I want to make everyones life better. Cath Anne: [00:24:37] Yeah, it radiates you could really hear it in your voice and your passion for everything you do. So, keep doing what youre doing. Jomely: [00:24:47] Thank you. I really appreciate that. Cath Anne: [00:24:52] So, finally what advice would you gave to a student just entering college or university this year? Jomely: [00:25:02] So, based on my own experiences and all the people I have met within the three years Ive been in college, I think that when someone comes in the big pressure that people get is the question whats your major? What are you going to do with your life?. What are you going to do after you graduate? So, I feel like people shouldnt feel rushed to go into specific field or something they should find their passion or what they love. I highly recommend, enjoy the little things. Enjoy every moment, enjoy all the friends you make because college only happens for four years. For a lot of people just once. Its a once in a lifetime experience. Jomely: [00:25:43] One thing is do the homework before it piles up. Dont procrastinate, do your homework because youre going to end up with no sleep, bags under your eyes, and a lot of caffeine in your system there if you dont. Cath Anne: [00:26:05] Yeah, falling asleep in class, all that stuff. Cath Anne: [00:26:11] So, one last question, can you give us one of your favorite motivational quotes? Jomely: [00:26:19] Yes. I always live by this quote and its funny because I looked at my picture from my senior year in high school and I actually wrote the quote down on my picture. Yeah, it is quote unquote, “Believe you can and youre half way there. Cath Anne: [00:26:39] Thats awesome. And youve already gotten more than halfway there even since high school. Jomely: [00:26:46] Yeah, just believe you can do something and make it happen. Cath Anne: [00:26:50] Thats so awesome. Jomely: [00:26:52] Well, thank you so much for joining me, Jomely. We loved having you here and sharing your story. I think your experience is going to be really beneficial to other students and our listeners. Cath Anne: [00:27:07] And, oh yes, so if people listening want to find you, how can they look you up on Instagram? Jomely: [00:27:14] Yeah so my Instagram is @iamjbreton. Cath Anne: [00:27:26] Okay, awesome thank you so much for joining us and we will end it there for today. We appreciate you sharing your story with us and take care and hope well keep in touch. Jomely: [00:27:44] Also, can I add one more thing? Cath Anne: [00:27:45] Oh yeah absolutely. Jomely: [00:27:49] For the listeners, especially whether youre in college, going to college whether youre in social media or anything if you have any questions always feel free to reach out to me through DMs on my Instagram or even shoot me an email. I am happy to help you out. Whether you want to pick out a school or pick out a program or anything in those lines just talk to me. Im here to help you Im a resource. Cath Anne: [00:28:14] Oh thats so kind. Thanks so much. Im sure youll have lots of people reaching out to you. Thats awesome. Thanks so much again and we cant wait to see what other things you get up to, well be following alone on your Instagram. Cath Anne: [00:28:33] All the best, Jomely.

Dialogue Activities for ESL Students

Practicing dialogues is a great way for English students to test their skills and develop a better grasp of the language. Dialogues are useful for a number of reasons: Dialogues provide models on which students can base their own conversations.Dialogues force students to focus on language production in a way that helps them practice correct usage.Student-created dialogues can be used to encourage creativity.Dialogues can be used as a basis for listening to comprehension exercises. Using dialogues  to help students develop their  conversation skills  is a  common practice in most English classes. There are a number of different ways to go about incorporating dialogues into classroom activities. The suggestions below encourage students to role-play and practice new tenses, structures, and language functions. Once students become familiar with these new language elements, they can then use the dialogues as models to practice writing and speaking on their own. Vocabulary Exercises Using dialogues can  help students become familiar with standard formulas used to discuss different topics. This is especially helpful when practicing new idioms and expressions. While these expressions might be easy to understand on their own, introducing them through dialogues can help students immediately put the new vocabulary into practice. Divide students into pairs and give each pair a topic to talk about. Challenge each student to incorporate a few given idioms or expressions into their dialogue before time runs out. Gap Fill Exercises Dialogues are perfect for gap-fill exercises. For example, take a sample dialogue and delete keywords and phrases from the text. Choose a pair of students to read the dialogue to the rest of the class, then ask the other students to fill in the missing words and phrases. You can also have students create their own sample dialogues and quiz each other to see how well they can fill in the blanks. Dialogues for Role-Playing and Acting Having students  write dialogues for short scenes or soap operas helps them focus on correct expressions, analyze language, and develop their writing skills. Once students have completed their scripts, have them act out their scenes and skits for the rest of the class. Dialogue Dictations Have students write sample dialogues for popular TV shows such as The Simpsons or The Office. Alternatively, write a script together as a class, and have each student be responsible for a particular character. This exercise gives students time to  pay attention to details as the plot moves forward. Memorizing Dialogues Have students memorize simple dialogues as a way to help them improve their vocabulary skills. While old-fashioned, this type of rote work can help students build good habits as their English skills improve. Open-Ended Dialogues Create sample dialogues that show the words of only one speaker, then have students complete the dialogues using a list of responses youve provided. Another variation is to provide only the beginning or end of a sentence for each speaker. Completing this type of open-ended dialogue can provide a bigger challenge for upper-level English learners. Recreating Scenes Have students re-create their favorite scenes from different movies. Ask a group of volunteers to act out a scene in front of the class, then compare their version to the original.

Rhetorical Analysis Of Immigration Issue - Free Essay Example

Sample details Pages: 4 Words: 1185 Downloads: 2 Date added: 2018/12/14 Category Rhetoric Essay Type Research paper Level High school Tags: Economy Essay Immigration Essay Did you like this example? Deciding who is legitimate: News media farming of immigrants and refugees international journal of communication 11(2017) Canada has always been viewed in support immigrants and refugees owing to its relatively high immigration levels and comparatively favorable public opinion. According to International journal of communication 11(2017) Deciding whos legitimate: News Media Farming of Immigrants or Refugees , it is argued that Canadian support is uneven because they differentiate between economic immigrants and those who arrive on humanitarian grounds. This is also supported by an automated content analysis of Canadian print media coverage over a 10 year period ; an approach that allows a wide discourse capture and find distinctions between farming of immigrants and refugees .Here, immigrants are portrayed in economic terms, and whereas much focus is channeled towards the validity of refugee claims, potential security threats and the extent to which immigrants and refugees take advantage of social programs .Besides, more focus is given to the national rights of immigrants and refugees and that fa rming is viewed to be negative . Don’t waste time! Our writers will create an original "Rhetorical Analysis Of Immigration Issue" essay for you Create order The analysis here is sharply focused on illustration of the discursive distinctions that are drawn between immigrants and refugees coupled with their preferential hierarchy for the former over the latter. The authors of the Deciding who is legitimate: Media farming of immigrants or refugees believes that there is strong support and consistency for immigration in Canada as opposed to public opinion towards refugees which is more variable as their main voice concern over legitimacy of refugee claims and public discourse around refugees often link the refugees to security threats and abuse of social programs .The media have also been found to disproportionately channel much of its focus attention on the economic impacts of migration, the use of social services by migrants, multiculturalism considerations and especially since 9/11 and migrants as security threats .This media framing on migration is of great influence to public opinion due to its creation of interpretations of the immigration system example they can either portray it to be too lenient or not accommodating enough ;cue specific considerations like security, legitimacy or need. In order to address these limitations , the authors in the article have attempted to provide a longitudinal comparison with regards to medias framing of immigrants and refugees. This, has been demonstrated in the article by use of a detailed content analysis for examination of local and national print media framing of immigrants and refugees from 2005 to 2014.The local analysis coverage two targets of Canadians largest refugee receiving cities : Toronto and Vancouver analyses examination on whether print media coverage of refugees and by extension public discourse has become more negative in the past ten years .Secondly, this in comparison with the tone coupled with frequency of immigration related coverage and thirdly, how the framing of immigration and refugee related coverage varied over time ,geography and ethnicity of immigrants. The article attempts rhetorically articulate that immigration is typically positioned as an economic imperative rather than a humanitarian or a social endeavor. This is owing to its reflection in the composition of immigration and refugee intake coupled with its reflection on Canadians acceptance of immigration that is fundamentally tied to economic considerations. Public opinion indicates that the decline in Canadian saying that immigration levels are too high has roughly coincided with a sharp increase in the number who say that the economic impacts of immigration is positive .In 1993, 56% of Canadians concurred that immigration had a positive economic impact and the number rose to 82% by 2015.The authors rhetorically explain that even though migration levels have generally increased since 1980s , refugee levels have declined. As a result, both proportionately and in real numbers, Canada has witnessed a slow increase in skill-based admission of immigrants, and with a pro portional decrease in the number of refugees admitted. A quarter of Canadians believe that immigrants take jobs away from Canadians; a sizeable lower number that one would expect given that economic competition is one of the principle motivators of opposition toward immigration. This aspect can be countered by more than half of the Canadians who believe that many refugee and immigrant claims are false or illegitimate .In a nut shell, although Canadians are open to immigrants as economic contributors, they are much more skeptical about the legitimacy of refugees .This is owing to their perception that immigrants are net economic contributors and they arrive through lengthy bureaucratic channels. How Democrats Lost Their Way On Immigration July/August 2017 A decade ago, American liberals publicly questioned in many shocking ways. In this article, the author uses quotes like `Illegal migration wreaks havoc economically ,socially , and culturally; makes a mockery of the rule of law ; and is disgraceful just on basic fairness grounds alone` Another quote also put across by the author written by a liberal columnist is that ` immigration reduces the wages of domestic workers who compete with immigrants..`the fiscal burden of low wage immigrants is also pretty clear`. These quotes are used to bring to the audience an understanding that there is need for reduction of inflow of low-skill immigrants. A decade ago, prominent liberals did not oppose immigration. Instead, they had acknowledged its benefits to the American economy and culture with support for undocumented citizenship. However, later on, they routinely asserted that low-skilled immigrants depressed the wages of low-skilled American workers and strained American welfare state. I n addition, today, they say that they cannot continue to allow people to enter the United States undetected , undocumented ,and unchecked as those who enter the countrys boarders illegally and those who employ them disrespect the rule of the law. By 2006, the partys Americas immigration system was described to be problematic by the partys platform. And this focused almost entirely on the forms of immigration enforcement that were opposed by the Democrats .The 2008 platform in its immigration section ,people entering the country were considered as `illegal` .This was coupled with the idea that Krugman wrote citing the high increase in the number of low skill workers relative to the other inputs into production resulting to a fall of wages courtesy to the large number of immigrants. The article also attempts to create a critical analysis on terms economists who differ about the extent of immigration damage. They cite that immigration hurts the Americans with whom immigrants compete against ; and since more than a quarter of Americans recent immigrants lack even a high school diploma or its equivalent, immigration particularly hurts the least educated native Americans workers. In conclusion the author of the article in his summery says that a way of mitigating this problem would be scrapping off the current system which allows immigrants living in the U.S. to bring certain close relatives to the country , in favor of what Donald Trump in February called `merit based` approach that prioritizes highly skilled and educated workers . However ,the liberals critique this idea as an act of cruelty as it denies the immigrants in the U.S the ability to reunite with their loved ones besides flouting the countrys best traditions. REFERENCES Deciding who is legitimate: News Media Framing of Immigrants and Refugees .International Journal of Communication 11(2017) How the Democrats Lost Their Way on Immigration ,July/August 2017

Eastern Religious Philosopher Quotations Free Essays

CheckPoint: Eastern Religious Philosopher Quotations Siddhartha Gautama Buddha – â€Å"Health is the greatest gift, contentment the greatest wealth, faithfulness the best relationship. † oI chose this quote because Siddhartha devoted his life to find balance and clarification. He grew up with wealth and being shielded from human suffering, and wanted to search for something deeper. We will write a custom essay sample on Eastern Religious Philosopher Quotations or any similar topic only for you Order Now This quote shows that he found something deeper from the materialistic life he led early on (s9. com, 2009). Lao Tzu – â€Å"To know that you do not know is the best. To pretend to know when you do not know is a disease. o Tzu believed that even the wisest of humans is still ignorant, and this quote reflects that thought process. He was very interested in how we should live and different ways that a good society is governed. This quote reminds us that we can always be open to learning and discovering even when we think we have mastered something (Axia College, 2008). Chuang Tzu –†Do the clouds make rain? Or is it the rain that makes the clouds? What makes it descend so copiously? oTzu believed that life was temporary and that pursuing wealth was acting in vein and foolish. He felt that this pursuit distracted a person from truly seeing the world and its meaning. Tzu wanted to look at nature from a different perspective, and by asking the questions in his quote enabled a deeper look into this idea (Chebucto, n. d. ). Confucious – â€Å"What you do not want done to yourself, do not do to others† oConfucious taught that to establish one’s own humane character was important and could be done by following positive role models from the past. People can always better themselves through learning and servicing others. It makes sense that a man who believes these principles would quote such a simplistic, yet profound statement (Axia College, 2008). Mencius -â€Å"With proper nourishment and care, everything grows, whereas without proper nourishment and care, everything decay† oI chose this quote for Mencius because he felt that if people wanted to become a better person, they would have to make the choice to transform their life. He thought that anything can thrive if given the proper care, and was optimistic about humans and their potential (Axia College, 2008). Hsun Tzu – â€Å"If there is no dull and determined effort, there will be no brilliant achievement. oTzu took portions of Taoism with Confucianism and added his own beliefs which are known to be a bit more pessimistic. Tzu founded a school and some of his students were philosophers and the future prime minister of Ch’in. It is no wonder that he would emphasize that effort is needed to attain achievements (Bookrags, 20 05-2006). Hui Neng – â€Å"If we are treading on the path of enlightenment we need not be worried by stumbling blocks. Provided we keep a constant eye on our own faults we cannot go astray from the right path† oHui Neng’s quote reminds me of the underdog winning a game. Considering he was illiterate and yet can have impressed his patriarch to be his successor is unbelievable. This quote exemplifies that although there will be difficulties in our lives we should continue to improve ourselves and recognize our faults (Bookrags, 2005-2006). Dugan Kigen – â€Å"Rejoice in your birth in the world. † oI like this quote from Dogen because he believed in practicing to achieve a â€Å"joyful life†. Even though there will be pain and suffering in the world, if you are to live life according to the Tao, life can still be joyful (Axia College, 2008). Murasaki Shikibu – â€Å"To be pleasant, gentle, calm and self-possessed: this is the basis of good taste and charm in a woman† oMurasaki was a female author that inspired many with her writings. This quote best represents her ideas feelings that although women were looked upon as non-equals to men, they can still pursue philosophical enlightenment (Axia College, 2008). Yamaoto Tsunetomo – â€Å"There is nothing so painful as regret† oYamaoto followed a Samurai tradition and believed we live in a world with change that is unpredictable and constant. Being prepared for these changes and anticipate problems will help to lessen pain and regret. References Axia College. (2008). Eastern Influences. Retrieved from Axia College, PHI105 – Introduction to Philosophy website. Bookrags. (2005-2006). Hsun-tzu Biography. Retrieved from http://www. bookrags. com/biography/hsun-tzu/ Chebucto. (n. d. ). Chuang Tzu: The Next Voice. Retrieved from http://www. chebucto. ns. ca/Philosophy/Taichi/chuang. html s9. com. (2009). Siddhartha Gautama. Retrieved from http://www. s9. com/Biography/Buddha How to cite Eastern Religious Philosopher Quotations, Papers

Multinational bank and the global financial - Myassignmenthelp.Com

Question: Discuss about The determinant of vulnerability to global. Answer: Introduction: The aim of the assignments is to evaluate the overall impact of financial crisis on companys performance and country's economic condition. The assessment mainly identifies the overall causes of financial crisis, which led to the decline of world financial market. In addition, assessment also aims in identifying the possibility of another global financial crisis with could incur in future. Moreover, the impact of financial crisis on the economic condition of Australia also analyzed, which could help in identifying the problems faced by Australian companies. Furthermore, the relative measures taken by the Australian government for curbing the overall financial crisis is also depicted in the assessment. Discussing the possible causes of the financial crises: There were many factors which could be identified as be possible cause for the rise of the financial crisis. These factors are depicted as follows which paved the way for financial crisis. Increment in interest rate: The rise in interest rates was one of the main factors that led to the rise of 2007 financial crisis. The rising interest rates directly increased the overall payments that were conducted on mortgages, which in turn increased installment value of the borrower. This increment in the overall interest payment lead to mass defaulting of borrowers due to unavailability of relevant income to support the expenses. Previously the overall interest rates maintained by FED was low as compared to the industry during the financial crisis. The interest rate during the financial crisis mainly rose to the levels of 5.25%, which was substantially high and increased default rate from borrows (Armantier et al. 2015). This high default rate from mortgage borrowers directly reduced credit rating of the mortgage Bond held by Financial Institutions. They were not able to acquire the required level of payments from there borrowers, which in turn hampered the capability to smoothly conduct the operations. Increment in securitization of funds: The second major factor which boosted the rise of financial crisis was the securitization funds that was conducted by Financial Institutions. In addition, the use of mortgage backed securities and credit default swaps securities was used by the financial institution to convert bank loans into mortgage bonds, which was then resold in the financial market. The provision that was provided to Financial Institutions to convert their loans into one mortgage bond, which was rated by credit agencies. Companies were buying the Mortgage bonds such as MBS and CDS, as AIG Insurance Company supported them. The use of credit default swaps was mainly helpful to bank in generating adequate capital for supporting more loans. problems related to securitization mainly increased when credit rating on mortgage bonds work fixed by banks, which led to the accumulation of junk securities in portfolios of organization (Benetrix, Lane and Shambaugh 2015). Therefore, the start of default rate by borrowers decl ined value of assets and revenue generation capacity of companies, which led to the augmentation of financial crisis. Deregulation of different laws: The deregulation of different laws in US mainly reduced the restrictions on banks, which led to the unethical measures conducted by financial institution to support their profit goals. The deregulation of Glass Steagall Act of 1933 and Commodity Future Modernization Act mainly led to the foundation of the financial crisis. These deregulations directly reduced control on banks who accumulated high risk assets and raise their risk to reward ratio (Drydakis 2015). Now the banks were accumulating high risk assets, which they eventually traded in capital market to acquire additional funds to increase their profitability. The deregulations conducted by the US government mainly allowed Financial Institutions and banks in US to accumulate high debt, which could be seen during the financial crisis. Increment in growth of subprime mortgages: The last factor that could be identified as the overall measure, which led to the rise of financial crisis, where the incremental subprime mortgages. Due to the regulations of US, government banks were able to eliminate the read lines in poor neighborhood and provide loans to everyone in US. The enforcement of financial institution Reform recovery and enforcement act directly reduced overall regulation on US banks. Bank such as Fannie Mae and Freddie Mac were mainly responsible for converting the bank loans into mortgage bonds, which were then sold in secondary market. This adequate increment in ability of the banks to raise funds to support their operations without attaching with relevant risk directly increased operational capability of US banks (Feldkircher 2014). The banks were able to accumulate loan, which were then transferred to Fannie Mae and Freddie Mac, who are responsible to convert these loans into mortgage bonds and sell them in secondary market by providing the bank wi th additional capital to support the financial activities Identifying possibility in the second occurrence of GFC: There is a possibility that the Great Financial Crisis incurred during 2007 could occur or repeat itself again in future. This statement is mainly concluded after seeing the overall problems incurring all around the world. The measures that was used by US and other countries to control the great financial crisis was not adequate, as the actual problem was not controlled by the government (Floyd, Li and Skinner 2015). This could eventually result in future problems that might incur in financial sector of the world. After 2012 small recessions could be seen during 2013 and 2016, which was led by low financial capability of developed countries in controlling their debt. The 2012 recession was mainly conducted, due to the weak measures taken by government for controlling recession in 2008. Whereas. the 2016 recession came due to the debt obligation of Greece, as they were going to default in their payment. Reducing oil prices: The second factor that could be identified as the declining oil prices all around the world, which is relatively due to reduce demand from manufacturing and production companies. previously the amount of oil usage in manufacturing and production sector was immensely high. which was driving maximum of the world economy (Goh et al. 2015). However, declining oil prices is substantially worsening the problems of oil producing countries, which is reducing the ability to generate adequate cash flow to support the activities. this could eventually increase the chance of default by many countries on their debt payments due to reduction in their profits. Problems in Chinese economy: From the evaluation of different news, it is assumed that Chinese economy has been declining over the past few years due to slow growth in manufacturing. Chinese government is involved in inflating there share market by continuously forcing investors to increase value of the shares (Haas and Lelyveld 2014). This trend as assumed by different economics and analyst is relatively to end due to the pressure from external forces such as global market. This would eventually argument second financial crisis, which would engulf financial sector of the whole world. High increment in debt accumulation by countries: Third factor that is the pricing that accumulation conducted by countries such as Greece and other developed Nations. these countries are mainly increasing the debt accumulation to support their capital expenditure, while the actual income is relatively low in comparison to the expenses incurred each fiscal year. The debt accumulation of USA is relatively higher then maximum of the countries all around the world,if the government is not able to pay the debt then a second session could start and trigger financial meltdown of the hold world (Helleiner 2014). Depicting the impact of GFC on other countries and in Australia: The great financial crisis had negative impact on many countries all around the world, as it affected financial capability of US banks to drive growth. United States is mainly considered to be one of the major importers of good all around the world and the rise of the financial crisis from US mainly impacted the entire financial sector of the world (Lahmiri 2015). The financial crisis had impact on both developed and developing countries similarly, as the financial sector liquidated due to low credit availability. The impact of financial crisis on the economy of different countries are depicted as follows. Problems reason in developing countries from financial crisis: Developing countries mainly rely on Foreign direct investments that is provided by developed countries. The reduction in financial capability of developed countries due to lack of adequate capital provided by banks. This lead to mass selling in developing countries where foreign direct investments were conducted, as investors from developed countries needed capital to ensure their continuity (Luchtenberg and Vu 2015). This mass selling mainly hampered performance of the capital market, which in turn reduced growth prospects for developing countries. Problems faced by developed countries: Banks present in developed countries mainly had investments in mortgage bonds, which was portrayed by US banks. This excess exposure to in US mortgage Bond mainly increased losses of these banks in developed countries, which in turn declined their Financial condition. Developed countries due to free trade policies were greatly impacted by the fall of major companies in US, which were interrelated to their import and export system (Nelson and Katzenstein 2014). Economics developed countries are interrelated, which directly affected financial capability of companies and negatively resulted on the capital market. Impact of financial crises on Australia: The financial crisis mainly hampered economic condition of all the countries around the world, among which Australia is also listed. Australian economy during the financial crisis took a deep steep, which directly resulted in liquidation and closing of major firms. Companies were mainly not able to generate higher returns due to the excessive selling pressure portrayed by investors. Companies in Australia mainly lost control over their debt accumulation, which declined actual share value of the company. Many jobs in Australia were lost due to the augmentation of financial crisis, as companies were not able to survive during the credit stagnation period. Australian companies such as BHP Billiton, Woolworths, we farmers and other branded companies faced losses during the financial crisis (Pianeselli and Zaghini 2014). This negatively impacted the overall capital market of Australia, which further hampered progress of small and medium companies. Many small and medium company owners were forced to liquidate due to cash stagnation in the financial sector. Depicting the proposed reforms used in controlling the financial crisis: Adequate reforms were actually presented during the financial crisis which help in reducing the negative impact of the crisis. Relevant acts and preventions were conducted by the US government, which was followed by maximum of the countries all around the world. The financial injection was inputted by the government in their economy to boost their financial sector and improve credit abilities of banks (Rajmil et al. 2018). Taxpayers money was used to fuel the economy once more, as it helped in improving the financial position of Companies. The US government mainly used Housing and Economic Recovery Act 2008 for reducing the negative impact of financial crisis, where $300 billion worth mortgage was insured. This insurance was mainly provided by the US government with the help of FHFB, OFHEO and GSEs, which help in reducing the negative impact of the financial crisis. The insurance conducted by the US government mainly helped in stabilizing the housing sector, which was collapsing due to unstable payments (Reddy et al. 2014). Control on lending practices was so implemented by the US government, which helped in reducing the risk accumulation that was conducted by banks and Financial Institutions. The regulation mainly aims and impacting the overall lending practices of banks and Financial Institutions, which was the main reason behind the rise of financial crisis. Adequate measures were taken by the Federal Reserves, as the first step towards financial crisis was created by them (Treeck 2014). The increment in interest rates conducted by FED was the main reason behind the default in mortgage bonds. Hence, for curbing the financial crisis FED directly reduced interest rates and provided adequate credit to the Financial Institutions. Conclusion: The assessment is mainly focused on identifying the overall impact of financial crisis on economic condition of different countries. Financial crisis evaluation is conducted adequately in the current assessment, which could help in identifying relevant factors which led to the rise of the crisis. In addition, relevant measures that was taken by government to control and reduce the negative impact of financial crisis is also directed.Moreover, it could be understood that next financial crisis is upon us, as the financial sector has not been strengthened by the measures used by government on previous financial crisis. Therefore, it is a possibility that the financial crisis might occur in future due to a weak financial position of countries such as Greece. Reference: Armantier, O., Ghysels, E., Sarkar, A. and Shrader, J., 2015. Discount window stigma during the 20072008 financial crisis.Journal of Financial Economics,118(2), pp.317-335. Bntrix, A.S., Lane, P.R. and Shambaugh, J.C., 2015. International currency exposures, valuation effects and the global financial crisis.Journal of International Economics,96, pp.S98-S109. Drydakis, N., 2015. The effect of unemployment on self-reported health and mental health in Greece from 2008 to 2013: a longitudinal study before and during the financial crisis.Social Science Medicine,128, pp.43-51. Feldkircher, M., 2014. The determinants of vulnerability to the global financial crisis 2008 to 2009: Credit growth and other sources of risk.Journal of international Money and Finance,43, pp.19-49. Floyd, E., Li, N. and Skinner, D.J., 2015. Payout policy through the financial crisis: The growth of repurchases and the resilience of dividends.Journal of Financial Economics,118(2), pp.299-316. Goh, B.W., Li, D., Ng, J. and Yong, K.O., 2015. Market pricing of banks fair value assets reported under SFAS 157 since the 2008 financial crisis.Journal of Accounting and Public Policy,34(2), pp.129-145. Haas, R. and Lelyveld, I., 2014. Multinational banks and the global financial crisis: Weathering the perfect storm?.Journal of Money, Credit and Banking,46(s1), pp.333-364. Helleiner, E., 2014.The status quo crisis: Global financial governance after the 2008 meltdown. Oxford University Press. Lahmiri, S., 2015. Long memory in international financial markets trends and short movements during 2008 financial crisis based on variational mode decomposition and detrended fluctuation analysis.Physica A: Statistical Mechanics and its Applications,437, pp.130-138. Luchtenberg, K.F. and Vu, Q.V., 2015. The 2008 financial crisis: Stock market contagion and its determinants.Research in International Business and Finance,33, pp.178-203. Nelson, S.C. and Katzenstein, P.J., 2014. Uncertainty, risk, and the financial crisis of 2008.International Organization,68(2), pp.361-392. Pianeselli, D. and Zaghini, A., 2014. The cost of firms debt financing and the global financial crisis.Finance Research Letters,11(2), pp.74-83. Rajmil, L., de Sanmamed, M.J.F., Choonara, I., Faresj, T., Hjern, A., Kozyrskyj, A.L., Lucas, P.J., Raat, H., Sguin, L., Spencer, N. and Taylor-Robinson, D., 2014. Impact of the 2008 economic and financial crisis on child health: a systematic review.International journal of environmental research and public health,11(6), pp.6528-6546. Reddy, K.S., Nangia, V.K. and Agrawal, R., 2014. The 20072008 global financial crisis, and cross-border mergers and acquisitions: A 26-nation exploratory study.Global Journal of Emerging Market Economies,6(3), pp.257-281. Treeck, T., 2014. Did inequality cause the US financial crisis?.Journal of Economic Surveys,28(3), pp.421-448. Vazquez, F. and Federico, P., 2015. Bank funding structures and risk: Evidence from the global financial crisis.Journal of banking finance,61, pp.1-14.